By using BankOfferScout.com, you agree to these Terms of Use and to our related policies. If you do not agree, do not use the site. These terms govern use of our content and website; they do not govern your account relationship with any bank or credit union.
General information only
BankOfferScout publishes general educational and research content about banking products and operations. The site does not provide individualized financial, legal, tax, investment or accounting advice. Nothing on the site creates a fiduciary, adviser-client, attorney-client or similar professional relationship.
We are not a financial institution
BankOfferScout is not a bank, credit union, broker-dealer, investment adviser, lender, payment processor, credit bureau, government agency or deposit insurer. We do not hold deposits, open accounts, approve applications, set rates, determine bonus eligibility, execute payments or control financial institutions.
Accuracy, timeliness and product changes
We work to keep information useful and source-backed, but banking terms can change at any time. Rates, APYs, bonuses, fees, account features, product availability, geographic eligibility, membership requirements and payment rules may change after a page is published or reviewed. You are responsible for checking the institution's current disclosures before acting.
Applications and eligibility
Publication of an offer or product does not guarantee that you are eligible, will be approved, will receive the same terms, or will earn a promotion. Financial institutions apply their own identity, residency, account-history, deposit, credit, anti-fraud and other requirements.
Third-party websites and services
The site links to external banks, credit unions, regulators and service providers. We do not control those sites, their uptime, product terms, security, privacy practices or application systems. A link is provided for research convenience and does not create a partnership or guarantee.
Advertising and affiliate relationships
BankOfferScout may display advertising or use affiliate/referral links. Commercial relationships are governed by the Affiliate & Advertising Disclosure. An advertisement or commissionable link does not alter the institution's official terms.
Intellectual property
Unless otherwise stated, original BankOfferScout text, site design, graphics, editorial structure and compilation are protected by applicable intellectual-property laws. You may link to our pages and quote limited portions for commentary, news or other lawful purposes with appropriate attribution, but you may not systematically copy, republish, scrape or commercially redistribute substantial portions of the site without permission.
Bank and product names, logos and trademarks belong to their respective owners. Reference to them is for identification, reporting and comparison purposes and does not imply endorsement by the trademark owner.
Acceptable use
You may not use the site to interfere with security, attempt unauthorized access, distribute malware, overload infrastructure, harvest data in violation of law, impersonate BankOfferScout, or misrepresent our content as an official communication from a financial institution or government agency.
No warranties
The site is provided on an “as is” and “as available” basis to the extent permitted by law. We do not guarantee uninterrupted availability, complete accuracy, suitability for a particular purpose, or that every external link or offer will remain available.
Limitation of liability
To the fullest extent permitted by applicable law, BankOfferScout and its operators will not be liable for indirect, incidental, special, consequential or similar damages arising from reliance on site content, inability to access the site, third-party products or services, or decisions made using information on the site. Some jurisdictions do not allow certain limitations, so these provisions apply only to the extent legally permitted.
Your responsibility
You are responsible for your own banking decisions and for protecting your credentials, devices and financial information. If you use the site in violation of these terms or applicable law, you may be responsible for resulting claims or losses to the extent permitted by law.
Changes to the site or terms
We may update, add, remove or reorganize content and may revise these Terms of Use as the site evolves. Continued use after revised terms are posted constitutes acceptance to the extent permitted by law.
Governing law and legal review
These terms are a general website framework and are not a substitute for advice from counsel familiar with the operator's legal entity, location, hosting, advertising relationships and target jurisdictions. Before launch at scale, the site operator should have the Terms, Privacy Policy and commercial disclosures reviewed for the actual business structure and applicable law.
Contact
Questions about these terms may be submitted through the Contact page.