BankOfferScout is a public research website. We aim to collect only the information reasonably needed to operate, secure, measure and support the site. We do not need your bank login credentials, Social Security number or full account numbers to provide our content.
Scope of this policy
This Privacy Policy describes how BankOfferScout.com may collect, use and disclose information when you browse the site, contact us or interact with analytics, advertising or affiliate technologies that are enabled on the site. The exact third-party services active at a given time may change as the site is deployed and monetized.
Information we may collect
Information you provide
If you email us or otherwise contact us, we may receive your email address, name if provided, the contents of your message, the page you reference and any attachments you choose to send.
Technical and usage information
Like most websites, hosting infrastructure can generate logs containing IP address, browser type, device information, requested URLs, timestamps, referring pages and error/security information. Analytics services, if enabled, may collect information about page views, approximate location, device characteristics and interactions with the site.
Advertising and affiliate information
If advertising or affiliate services are enabled, those providers may use cookies, local storage, pixels, referral parameters or similar technologies to measure impressions, clicks, conversions, fraud or advertising performance. Their processing is governed by their own policies in addition to applicable law.
Cookies and similar technologies
Cookies may be used for analytics, advertising measurement, fraud prevention, consent preferences or basic site operation. BankOfferScout's core static content does not require you to create an account. Where consent is legally required for non-essential technologies, the production site should present an appropriate consent mechanism before those technologies are activated.
How information may be used
- Operate, maintain and secure the website.
- Diagnose errors, abuse, attacks and technical failures.
- Measure readership and improve navigation or content.
- Respond to corrections, inquiries and policy requests.
- Measure advertising or affiliate performance when those systems are enabled.
- Comply with legal obligations and enforce site terms.
How information may be shared
Information may be processed by hosting providers, analytics providers, advertising or affiliate partners, email providers, security services and professional advisers as needed to operate the site. We may also disclose information when required by law, legal process, or to protect rights, security and integrity.
We do not want readers to send sensitive banking credentials, and the site is not designed to sell a consumer's bank account information or credentials.
Retention
Retention depends on the type of data and why it was collected. Server logs may be kept for security and troubleshooting periods; correspondence may be retained as needed to resolve an inquiry or document a correction; analytics and advertising providers may apply their own retention settings. We aim not to keep personal information longer than reasonably necessary for the stated purpose, subject to legal and operational requirements.
Privacy choices and rights
Depending on where you live and whether applicable legal thresholds are met, you may have rights to request access, correction or deletion of certain personal information, or to opt out of certain uses such as targeted advertising or sharing. California law, for example, gives qualifying consumers specific rights under the CCPA/CPRA framework.
Official resource: California Privacy Protection Agency consumer privacy FAQs →
To make a privacy request, use the Contact page. We may need reasonable information to verify that the request relates to you. Do not send passwords or unnecessary financial documents.
Children's privacy
BankOfferScout is intended for a general adult audience researching banking products. It is not directed to children under 13, and we do not knowingly seek to collect personal information from children under 13 through the public site.
Security
We use reasonable technical and organizational measures appropriate to a public website, but no internet transmission or storage system is guaranteed to be completely secure. Do not send credentials or highly sensitive financial data through ordinary email.
External links
Our pages link to banks, credit unions, regulators and other external sites. Their privacy practices are their own. Clicking an external link may allow that site to receive technical information such as your IP address and referring page.
Policy changes
We may update this Privacy Policy as the site adds or removes analytics, advertising, contact or other services, or as legal requirements change. A revised policy will be posted on this page with an updated review date when appropriate.