*{box-sizing:border-box}html{scroll-behavior:smooth}:root{--ink:#10243A;--ink2:#31465C;--paper:#EEF3F8;--white:#fff;--teal:#2D5F8A;--teal2:#477CA7;--lime:#DCE6F0;--mist:#E9EFF5;--line:#CAD6E2;--muted:#64778A;--orange:#A64B55;--warm:#A8424C;--shadow:0 18px 50px rgba(23,49,46,.08)}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.55}a{color:inherit;text-decoration:none}img{max-width:100%}.shell{width:min(1240px,calc(100% - 48px));margin:auto}.utility{background:var(--ink);color:#DDE6EF;font-size:11px;text-transform:uppercase;letter-spacing:1.5px}.utility .shell{height:34px;display:flex;align-items:center;justify-content:space-between}.utility .live{display:flex;align-items:center;gap:9px}.utility .dot{width:8px;height:8px;border-radius:50%;background:var(--lime);box-shadow:0 0 0 4px rgba(198,221,215,.28)}.sitehead{background:var(--white);border-bottom:1px solid var(--line)}.headrow{min-height:92px;display:grid;grid-template-columns:320px 1fr auto;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:14px}.radar-mark{width:48px;height:48px;border:2px solid var(--ink);border-radius:50%;position:relative;background:linear-gradient(135deg,transparent 49%,var(--lime) 50% 57%,transparent 58%)}.radar-mark:before{content:'';position:absolute;inset:8px;border:1px solid var(--ink);border-radius:50%}.radar-mark:after{content:'';position:absolute;width:8px;height:8px;border-radius:50%;background:var(--teal);left:18px;top:18px}.wordmark{font-weight:900;font-size:22px;letter-spacing:-.7px;line-height:1}.wordmark em{font-style:normal;color:var(--teal)}.wordmark small{display:block;margin-top:7px;color:var(--muted);font-size:9px;letter-spacing:1.7px;text-transform:uppercase}.headline-note{font-size:14px;color:var(--muted);border-left:1px solid var(--line);padding-left:24px;max-width:560px}.search-link{border:1px solid var(--ink);padding:12px 16px;font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:1px}.search-link:hover{background:var(--lime)}.mainnav{background:var(--white);border-bottom:1px solid var(--line)}.navinner{display:flex;align-items:center;justify-content:space-between;gap:20px}.navlinks{display:flex;overflow:auto}.navlinks a{white-space:nowrap;padding:15px 15px 13px;font-size:12px;font-weight:800;border-bottom:3px solid transparent}.navlinks a:hover{border-color:var(--teal);color:var(--teal)}.navcta{background:var(--lime);padding:9px 13px;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.8px}.hero-new{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(410px,.95fr);gap:42px;padding:58px 0 42px}.hero-copy-new{display:flex;flex-direction:column;justify-content:center;min-height:500px}.statusline{display:inline-flex;align-items:center;gap:10px;width:max-content;background:var(--ink);color:#fff;padding:8px 12px;font-size:10px;text-transform:uppercase;letter-spacing:1.4px;font-weight:900}.statusline span{color:var(--lime)}h1,h2,h3{margin-top:0}h1{font-size:72px;line-height:.95;letter-spacing:-4px;max-width:760px;margin:24px 0 20px;font-weight:900}h2{font-size:40px;line-height:1.04;letter-spacing:-1.7px;margin-bottom:14px}h3{font-size:21px;line-height:1.15;letter-spacing:-.4px}.lede{font-size:19px;max-width:760px;color:var(--ink2)}.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 18px;background:var(--teal);color:#fff;font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.9px;border:1px solid var(--teal)}.btn:hover{background:var(--ink);border-color:var(--ink)}.btn.alt{background:transparent;color:var(--ink);border-color:var(--ink)}.btn.alt:hover{background:var(--lime);color:var(--ink)}.radar-console{background:var(--ink);color:#fff;position:relative;overflow:hidden;min-height:500px;box-shadow:var(--shadow)}.console-top{height:48px;border-bottom:1px solid #30465B;display:flex;align-items:center;justify-content:space-between;padding:0 18px;font-size:10px;text-transform:uppercase;letter-spacing:1.4px}.console-top b{color:var(--lime)}.radar-screen{height:225px;position:relative;overflow:hidden;background:radial-gradient(circle at 50% 50%,rgba(198,221,215,.12),transparent 45%)}.radar-rings{position:absolute;width:310px;height:310px;left:50%;top:50%;transform:translate(-50%,-50%);border:1px solid #516A83;border-radius:50%}.radar-rings:before,.radar-rings:after{content:'';position:absolute;border:1px solid #516A83;border-radius:50%;inset:52px}.radar-rings:after{inset:104px}.sweep{position:absolute;left:50%;top:50%;width:155px;height:2px;background:linear-gradient(90deg,var(--lime),transparent);transform-origin:left center;transform:rotate(-26deg)}.ping{position:absolute;width:9px;height:9px;border-radius:50%;background:var(--lime);box-shadow:0 0 0 7px rgba(198,221,215,.22)}.ping.p1{left:63%;top:31%}.ping.p2{left:39%;top:63%}.ping.p3{left:72%;top:67%;background:var(--orange)}.crossx:before,.crossx:after{content:'';position:absolute;background:#30465B}.crossx:before{width:1px;height:100%;left:50%}.crossx:after{height:1px;width:100%;top:50%}.scan-list{padding:0 18px 18px}.scan-row{display:grid;grid-template-columns:36px 1fr auto;gap:12px;align-items:center;border-top:1px solid #30465B;padding:13px 0}.scan-code{font-family:monospace;font-size:11px;color:var(--lime)}.scan-row b{display:block;font-size:13px}.scan-row small{color:#A7B4C2}.scan-open{font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--lime)}.metrics{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--white)}.metricgrid{display:grid;grid-template-columns:repeat(4,1fr)}.metric{padding:20px 24px;border-right:1px solid var(--line)}.metric:last-child{border-right:0}.metric small{display:block;font-size:10px;text-transform:uppercase;letter-spacing:1.2px;color:var(--muted)}.metric strong{display:block;font-size:20px;margin-top:4px}.section{padding:64px 0;border-bottom:1px solid var(--line)}.section-kicker{font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:1.7px;color:var(--teal);margin-bottom:10px}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;margin-bottom:28px}.section-head p{max-width:620px;margin:0;color:var(--muted)}.lanegrid{display:grid;grid-template-columns:repeat(12,1fr);gap:14px}.lane{background:var(--white);border:1px solid var(--line);padding:24px;min-height:230px;position:relative;overflow:hidden}.lane:hover{border-color:var(--teal);box-shadow:var(--shadow)}.lane.big{grid-column:span 6}.lane.small{grid-column:span 3}.lane.wide{grid-column:span 6}.lane .index{position:absolute;right:18px;top:14px;font:700 42px/1 monospace;color:#DDE6EF}.lane .signal{width:28px;height:4px;background:var(--teal);margin-bottom:38px}.lane h3{font-size:25px;max-width:330px}.lane p{color:var(--muted);max-width:430px}.lane .more{position:absolute;left:24px;bottom:22px;font-size:11px;text-transform:uppercase;letter-spacing:1px;font-weight:900;color:var(--teal)}.lane.accent{background:var(--lime);border-color:var(--lime)}.lane.accent .signal{background:var(--ink)}.lane.accent .more{color:var(--ink)}.offerboard{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}.offerlist{background:var(--white);border:1px solid var(--line)}.offerhead,.offerrow{display:grid;grid-template-columns:46px 1.3fr .9fr auto;gap:14px;align-items:center}.offerhead{background:var(--mist);padding:11px 16px;font-size:10px;text-transform:uppercase;letter-spacing:1.2px;font-weight:900}.offerrow{padding:17px 16px;border-top:1px solid var(--line)}.offerrow:first-of-type{border-top:0}.offerrow .num{font-family:monospace;color:var(--teal);font-weight:900}.offerrow b{font-size:15px}.offerrow small{display:block;color:var(--muted)}.open-arrow{font-weight:900;color:var(--teal)}.decisionbox{background:var(--teal);color:#fff;padding:30px;display:flex;flex-direction:column;justify-content:space-between;min-height:100%}.decisionbox .big{font-size:36px;line-height:1.03;font-weight:900;letter-spacing:-1.4px}.decisionbox p{color:#D9E6F1}.decisionbox .btn{background:var(--lime);color:var(--ink);border-color:var(--lime);width:max-content}.bankgrid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.bankgrid a{background:var(--white);border:1px solid var(--line);padding:17px;min-height:72px;display:flex;align-items:center;font-weight:800}.bankgrid a:hover{background:var(--lime);border-color:var(--ink)}.toolstrip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.toolcard{background:var(--ink);color:#fff;padding:24px;min-height:180px}.toolcard .tiny{color:var(--lime);text-transform:uppercase;letter-spacing:1.2px;font-size:10px;font-weight:900}.toolcard h3{font-size:26px;margin-top:28px}.toolcard a{font-size:11px;text-transform:uppercase;letter-spacing:1px;color:var(--lime);font-weight:900}.footer{background:#0D1E31;color:#E5EBF2;padding:48px 0 26px}.footgrid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:40px}.footer h4{font-size:10px;text-transform:uppercase;letter-spacing:1.4px;color:var(--lime)}.footer a{display:block;color:#C5D0DC;margin:7px 0;font-size:13px}.footbrand{font-weight:900;font-size:22px}.footbrand em{font-style:normal;color:var(--lime)}.copyright{border-top:1px solid #30445A;margin-top:32px;padding-top:18px;color:#8EA0B3;font-size:11px}.page-hero{background:var(--white);border-bottom:1px solid var(--line);padding:44px 0 34px;position:relative}.page-hero:after{content:'';position:absolute;left:0;bottom:-1px;width:18%;height:5px;background:var(--lime)}.crumb{font-size:10px;text-transform:uppercase;letter-spacing:1.1px;color:var(--muted);margin-bottom:22px}.eyebrow{font-size:10px;text-transform:uppercase;letter-spacing:1.5px;font-weight:900;color:var(--teal);margin-bottom:12px}.page-hero h1{font-size:54px;line-height:.97;letter-spacing:-2.6px;max-width:920px;margin:0 0 16px}.page-hero .lede{max-width:880px}.meta{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.meta span{background:var(--mist);padding:7px 10px;font-size:10px;text-transform:uppercase;letter-spacing:.8px;font-weight:800}.article-wrap{display:grid;grid-template-columns:minmax(0,840px) 300px;gap:34px;padding:42px 0 66px;align-items:start}.article{background:var(--white);border:1px solid var(--line);padding:38px}.article p,.article li{font-size:17px;color:#25302d}.article h2{font-size:31px;margin:36px 0 12px;letter-spacing:-1px}.article h3{font-size:22px;margin-top:28px}.toc{background:var(--ink);color:#fff;padding:18px 20px;margin:24px 0 30px;border-left:6px solid var(--lime)}.toc b{font-size:11px;text-transform:uppercase;letter-spacing:1.2px;color:var(--lime)}.toc a{display:block;padding:7px 0;border-top:1px solid #30465B;font-size:13px}.toc a:first-of-type{margin-top:10px}.sidebar{position:sticky;top:18px}.sidebox{background:var(--white);border:1px solid var(--line);padding:20px;margin-bottom:14px}.sidebox:before{content:'SCOUT PANEL';display:block;font-size:9px;letter-spacing:1.4px;font-weight:900;color:var(--teal);margin-bottom:13px}.sidebox h3{font-size:20px}.sidebox a{display:block;padding:10px 0;border-top:1px solid var(--line);font-size:13px;font-weight:800}.fine{font-size:12px;color:var(--muted)}.adslot{background:repeating-linear-gradient(135deg,#f3f5f2 0 8px,#eef1ed 8px 16px);border:1px solid var(--line);padding:18px;text-align:center;color:#7c8783;font-size:9px;text-transform:uppercase;letter-spacing:1.4px}.factgrid{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);margin:0 0 26px}.fact{padding:17px;background:#f8faf7;border-right:1px solid var(--line)}.fact:last-child{border-right:0}.fact small{display:block;color:var(--muted);text-transform:uppercase;letter-spacing:1px;font-size:9px}.fact strong{display:block;margin-top:5px}.bank-titlebar{display:grid;grid-template-columns:86px 1fr;gap:20px;align-items:center}.monogram{width:76px;height:76px;border:2px solid var(--ink);background:var(--lime);display:grid;place-items:center;font-size:28px;font-weight:900;position:relative}.monogram:after{content:'';position:absolute;width:16px;height:16px;border-right:3px solid var(--teal);border-bottom:3px solid var(--teal);right:8px;bottom:8px}.split{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(280px,.5fr);gap:22px}.ledger-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.ledger-item{background:var(--white);border:1px solid var(--line);padding:19px;min-height:142px;display:flex;flex-direction:column;position:relative}.ledger-item:hover{border-color:var(--teal);box-shadow:var(--shadow)}.ledger-item .tag{font-size:9px;text-transform:uppercase;letter-spacing:1.2px;color:var(--teal);font-weight:900}.ledger-item b{font-size:18px;line-height:1.15;margin:18px 0 26px}.ledger-item span{margin-top:auto;font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--teal);font-weight:900}.quote-block{background:var(--lime)!important;color:var(--ink)!important;padding:28px;min-height:100%;position:relative}.quote-block:before{content:'DECISION SIGNAL';display:block;font-size:9px;letter-spacing:1.3px;font-weight:900;margin-bottom:28px}.quote-block .eyebrow{color:var(--ink)!important}.quote-block .big{font-size:32px;line-height:1.03;font-weight:900;letter-spacing:-1px}.quote-block p{color:var(--ink2)!important}.directory{columns:3;column-gap:16px}.directory a{display:block;background:var(--white);border:1px solid var(--line);padding:13px;margin-bottom:9px;break-inside:avoid;font-weight:800}.directory a:hover{background:var(--lime)}.tool{background:var(--white);border:1px solid var(--line);padding:26px}.tool label{display:block;font-size:10px;text-transform:uppercase;letter-spacing:1px;font-weight:900;margin:13px 0 6px}.tool input{width:100%;border:1px solid #aeb8b4;background:#fafbf8;padding:12px;font-size:16px}.tool button{margin-top:15px;border:0}.result{margin-top:16px;font-size:28px;font-weight:900}.scoutboard{background:var(--white);border:1px solid var(--line)}.board-row{display:grid;grid-template-columns:70px 1.3fr .8fr .8fr 120px;align-items:center;border-top:1px solid var(--line)}.board-row:first-child{border-top:0}.board-row>div{padding:14px}.board-row.header{background:var(--mist);font-size:9px;text-transform:uppercase;letter-spacing:1px;font-weight:900}.rank{font-family:monospace;color:var(--teal);font-size:20px}.go{font-size:10px;text-transform:uppercase;font-weight:900;color:var(--teal)}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.tile{background:var(--white);border:1px solid var(--line);padding:24px;min-height:230px;position:relative}.tile .num{position:absolute;right:16px;top:10px;font:700 38px monospace;color:#DFE7EF}.tile .more{font-size:10px;text-transform:uppercase;color:var(--teal);font-weight:900}.searchbox,.mast,.navrow,.ticker,.seal,.brandname,.navtag{all:unset}.searchbox,.mast,.navrow{display:none}
@media(max-width:1000px){.headrow{grid-template-columns:1fr auto}.headline-note{display:none}.hero-new{grid-template-columns:1fr}.hero-copy-new{min-height:auto}.radar-console{min-height:470px}.metricgrid{grid-template-columns:repeat(2,1fr)}.metric:nth-child(2){border-right:0}.metric:nth-child(-n+2){border-bottom:1px solid var(--line)}.lane.big,.lane.small,.lane.wide{grid-column:span 6}.offerboard{grid-template-columns:1fr}.bankgrid{grid-template-columns:repeat(3,1fr)}.toolstrip{grid-template-columns:1fr}.article-wrap{grid-template-columns:1fr}.sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:14px}.footgrid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}}
@media(max-width:700px){.shell{width:min(100% - 28px,1240px)}.utility .shell{height:auto;min-height:34px;gap:10px}.utility .utility-right{display:none}.headrow{min-height:76px}.wordmark{font-size:18px}.radar-mark{width:40px;height:40px}.search-link{padding:10px}.navcta{display:none}.hero-new{padding:36px 0 28px;gap:24px}.hero-copy-new h1{font-size:45px;letter-spacing:-2.2px}.lede{font-size:17px}.radar-console{min-height:440px}.metrics .shell{width:100%}.metricgrid{grid-template-columns:1fr 1fr}.metric{padding:16px}.section{padding:46px 0}.section-head{display:block}.section-head p{margin-top:12px}.lane.big,.lane.small,.lane.wide{grid-column:span 12}.offerhead,.offerrow{grid-template-columns:34px 1fr auto}.offerhead>div:nth-child(3),.offerrow>div:nth-child(3){display:none}.bankgrid{grid-template-columns:1fr 1fr}.page-hero{padding:34px 0 28px}.page-hero h1{font-size:39px;letter-spacing:-1.8px}.article{padding:24px 18px}.article p,.article li{font-size:16px}.ledger-list{grid-template-columns:1fr}.sidebar{grid-template-columns:1fr}.factgrid{grid-template-columns:1fr}.fact{border-right:0;border-bottom:1px solid var(--line)}.fact:last-child{border-bottom:0}.footgrid{grid-template-columns:1fr}.directory{columns:1}.board-row{grid-template-columns:52px 1fr auto}.board-row>div:nth-child(3),.board-row>div:nth-child(4){display:none}.three{grid-template-columns:1fr}}
/* v4 commercial-content additions; Rate Radar base remains locked */
.money-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.money-card{background:var(--white);border:1px solid var(--line);padding:22px;min-height:190px;position:relative}.money-card:hover{border-color:var(--teal);box-shadow:var(--shadow)}.money-card .micro{font-size:9px;text-transform:uppercase;letter-spacing:1.2px;color:var(--teal);font-weight:900}.money-card h3{font-size:22px;margin:26px 0 34px}.money-card .go{position:absolute;left:22px;bottom:18px}.watchlist{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:18px 0 28px}.watchitem{border:1px solid var(--line);background:#fafbf8;padding:16px}.watchitem b{display:block;margin-bottom:5px}.watchitem span{font-size:13px;color:var(--muted)}.checkgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:18px 0}.checkitem{background:var(--mist);border-left:4px solid var(--teal);padding:14px 16px;font-size:14px}.commercial-note{background:var(--ink);color:#fff;padding:24px;margin:28px 0}.commercial-note b{color:var(--lime)}.faq h3{font-size:18px;margin:22px 0 6px}.hub-feature{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:24px}.hub-feature a{background:var(--ink);color:#fff;padding:22px;min-height:160px;position:relative}.hub-feature a:hover{background:var(--teal)}.hub-feature small{color:var(--lime);text-transform:uppercase;letter-spacing:1px;font-weight:900}.hub-feature b{display:block;font-size:20px;line-height:1.15;margin-top:24px}.hub-feature span{position:absolute;bottom:18px;left:22px;color:var(--lime);font-size:10px;text-transform:uppercase;font-weight:900}.results-count{font-size:11px;text-transform:uppercase;letter-spacing:1px;color:var(--muted);margin:12px 0}.search-ui{display:grid;grid-template-columns:1fr auto;gap:10px;margin:22px 0}.search-ui input{border:1px solid var(--line);background:#fff;padding:15px 16px;font-size:17px}.search-ui button{border:0}.search-results{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.search-result{background:#fff;border:1px solid var(--line);padding:18px}.search-result small{color:var(--teal);text-transform:uppercase;font-weight:900;letter-spacing:1px}.search-result b{display:block;font-size:18px;margin:10px 0}.search-result p{font-size:13px;color:var(--muted);margin:0}
@media(max-width:1000px){.money-strip{grid-template-columns:repeat(2,1fr)}.hub-feature{grid-template-columns:1fr 1fr}}
@media(max-width:700px){.money-strip,.watchlist,.checkgrid,.hub-feature,.search-results{grid-template-columns:1fr}.search-ui{grid-template-columns:1fr}}
/* v5 bank dossier expansion; Rate Radar design remains locked */
.dossier-strip{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);margin:0 0 26px;background:#f8faf7}.dossier-stat{padding:16px;border-right:1px solid var(--line)}.dossier-stat:last-child{border-right:0}.dossier-stat small{display:block;font-size:9px;text-transform:uppercase;letter-spacing:1px;color:var(--muted)}.dossier-stat strong{display:block;margin-top:5px;font-size:15px}.fitgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0}.fitbox{border:1px solid var(--line);background:#fafbf8;padding:18px}.fitbox.good{border-top:5px solid var(--teal)}.fitbox.watch{border-top:5px solid var(--orange)}.fitbox h3{font-size:18px;margin:0 0 10px}.fitbox ul{margin:0;padding-left:18px}.fitbox li{font-size:14px;margin:7px 0}.lane-table{border:1px solid var(--line);margin:18px 0}.lane-row{display:grid;grid-template-columns:150px 1fr;border-top:1px solid var(--line)}.lane-row:first-child{border-top:0}.lane-row>div{padding:14px 16px}.lane-row .label{background:var(--mist);font-size:10px;text-transform:uppercase;letter-spacing:1px;font-weight:900;color:var(--teal)}.lane-row .copy{font-size:14px}.linkdeck{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:22px 0}.linkdeck a{border:1px solid var(--line);background:#fff;padding:16px;min-height:112px;display:flex;flex-direction:column}.linkdeck a:hover{border-color:var(--teal);box-shadow:var(--shadow)}.linkdeck small{font-size:9px;text-transform:uppercase;letter-spacing:1px;color:var(--teal);font-weight:900}.linkdeck b{margin-top:14px;font-size:15px;line-height:1.2}.dossier-callout{background:var(--lime);padding:22px;margin:28px 0;border-left:6px solid var(--ink)}.dossier-callout small{font-size:9px;text-transform:uppercase;letter-spacing:1.2px;font-weight:900}.dossier-callout strong{display:block;font-size:23px;line-height:1.1;margin-top:9px}.directory-groups{display:grid;grid-template-columns:1fr 1fr;gap:16px}.directory-group{background:#fff;border:1px solid var(--line);padding:22px}.directory-group h2{font-size:25px}.directory-group p{color:var(--muted);font-size:14px}.directory-group .directory{columns:1}.directory-group .directory a{background:#fafbf8}.bank-badge{display:inline-flex;align-items:center;gap:8px;background:var(--mist);padding:7px 10px;font-size:9px;text-transform:uppercase;letter-spacing:1px;font-weight:900;margin:6px 6px 0 0}.bank-badge:before{content:'';width:7px;height:7px;border-radius:50%;background:var(--teal)}
@media(max-width:900px){.dossier-strip{grid-template-columns:1fr 1fr}.dossier-stat:nth-child(2){border-right:0}.dossier-stat:nth-child(-n+2){border-bottom:1px solid var(--line)}.directory-groups{grid-template-columns:1fr}.linkdeck{grid-template-columns:1fr 1fr}}
@media(max-width:700px){.dossier-strip,.fitgrid,.linkdeck{grid-template-columns:1fr}.dossier-stat{border-right:0;border-bottom:1px solid var(--line)}.dossier-stat:last-child{border-bottom:0}.lane-row{grid-template-columns:1fr}.lane-row .label{border-bottom:1px solid var(--line)}}
/* v7 comparison network; Rate Radar design remains locked */
.compare-hero .vsmark{display:inline-block;font-size:.42em;letter-spacing:1.5px;text-transform:uppercase;background:var(--lime);color:var(--ink);padding:7px 10px;vertical-align:middle;margin:0 8px}.compare-topline{display:grid;grid-template-columns:1fr auto 1fr;border:1px solid var(--line);margin-top:22px;background:#fff;max-width:900px}.compare-topline span,.compare-topline b{padding:11px 14px;font-size:10px;text-transform:uppercase;letter-spacing:1px}.compare-topline span:last-child{text-align:right}.compare-topline b{background:var(--ink);color:#fff}.compare-duo{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:22px}.compare-bank{border:1px solid var(--line);background:#fff;padding:24px;position:relative}.compare-bank:before{content:'';display:block;width:42px;height:6px;background:var(--teal);margin-bottom:18px}.compare-bank small{font-size:9px;text-transform:uppercase;letter-spacing:1.1px;color:var(--muted);font-weight:900}.compare-bank h2{margin:8px 0 10px;font-size:27px}.compare-bank p{font-size:14px;color:var(--muted);min-height:78px}.compare-chip{display:inline-block;background:var(--mist);padding:7px 10px;font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.7px;margin:4px 0 15px}.compare-open{display:block;border-top:1px solid var(--line);padding-top:13px;font-weight:900;font-size:13px}.compare-lanes{border:1px solid var(--line);margin:18px 0 26px;background:#fff}.compare-lane-head,.compare-lane-row{display:grid;grid-template-columns:125px 1fr 1fr}.compare-lane-head{background:var(--ink);color:#fff}.compare-lane-head span{padding:11px 14px;font-size:9px;text-transform:uppercase;letter-spacing:1px;font-weight:900}.compare-lane-row{border-top:1px solid var(--line)}.compare-lane-row>b,.compare-lane-row>p{padding:14px;margin:0}.compare-lane-row>b{background:var(--mist);font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--teal)}.compare-lane-row>p{font-size:13px;border-left:1px solid var(--line)}.compare-research{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:18px 0 30px}.compare-research>div{border:1px solid var(--line);padding:18px;background:#fafbf8}.compare-research h3{margin:0 0 12px}.compare-research .linkdeck{grid-template-columns:1fr 1fr;margin:0}.compare-research .linkdeck a{min-height:90px;padding:12px}.compare-research .linkdeck b{margin-top:8px;font-size:13px}.compare-verify{border:1px solid var(--line);border-left:6px solid var(--lime);padding:16px 18px;margin:24px 0;background:#fff}.compare-verify small{display:block;text-transform:uppercase;letter-spacing:1px;font-size:9px;font-weight:900;color:var(--muted)}.compare-verify b{display:block;margin-top:6px;font-size:14px}.compare-directory{display:grid;gap:28px;margin-top:28px}.compare-group{border-top:5px solid var(--teal);padding-top:14px}.section-kicker{font-size:9px;text-transform:uppercase;letter-spacing:1.2px;font-weight:900;color:var(--teal)}.compare-group h2{margin:5px 0 12px}
@media(max-width:900px){.compare-duo,.compare-research{grid-template-columns:1fr}.compare-bank p{min-height:0}.compare-lane-head,.compare-lane-row{grid-template-columns:105px 1fr 1fr}}
@media(max-width:700px){.compare-topline{grid-template-columns:1fr}.compare-topline span:last-child{text-align:left}.compare-lane-head{display:none}.compare-lane-row{grid-template-columns:1fr}.compare-lane-row>b{border-bottom:1px solid var(--line)}.compare-lane-row>p{border-left:0;border-top:1px dashed var(--line)}.compare-research .linkdeck{grid-template-columns:1fr}}
/* v14 priority money-page quality layer */
.priority-panel{margin:24px 0 30px;border:1px solid var(--line);background:#fff}.priority-panel-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-start;background:var(--ink);color:#fff;padding:18px 20px}.priority-panel-head small{display:block;color:var(--lime);font-size:9px;text-transform:uppercase;letter-spacing:1.2px;font-weight:900;margin-bottom:5px}.priority-panel-head strong{font-size:20px;line-height:1.15}.priority-panel-head span{max-width:380px;color:#C5D0DC;font-size:12px}.priority-grid{display:grid;grid-template-columns:repeat(2,1fr)}.priority-point{padding:16px 18px;border-top:1px solid var(--line);border-right:1px solid var(--line)}.priority-point:nth-child(even){border-right:0}.priority-point b{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.8px;color:var(--teal);margin-bottom:6px}.priority-point p{font-size:13px!important;line-height:1.45;margin:0!important;color:var(--ink2)}.research-path{margin:28px 0;padding:20px;border:1px solid var(--line);border-left:6px solid var(--teal);background:#fafbf8}.research-path small{font-size:9px;text-transform:uppercase;letter-spacing:1.2px;color:var(--muted);font-weight:900}.research-path h3{margin:6px 0 12px;font-size:20px}.research-links{display:flex;flex-wrap:wrap;gap:8px}.research-links a{border:1px solid var(--line);background:#fff;padding:9px 11px;font-size:11px;font-weight:900}.research-links a:hover{background:var(--lime);border-color:var(--ink)}.priority-badge{display:inline-block;background:var(--lime);padding:6px 9px;font-size:9px;text-transform:uppercase;letter-spacing:1px;font-weight:900;margin-bottom:10px}@media(max-width:700px){.priority-panel-head{display:block}.priority-panel-head span{display:block;margin-top:8px}.priority-grid{grid-template-columns:1fr}.priority-point{border-right:0}.research-links{display:grid;grid-template-columns:1fr}.research-links a{display:block}}
/* v15 deep-dive article layer; Rate Radar design remains locked */
.v15-deep-dive{margin:34px 0 8px;padding-top:30px;border-top:5px solid var(--ink)}.v15-deep-dive>h2:first-child{font-size:32px}.v15-deep-dive h3{margin-top:28px}.v15-deep-dive ol{padding-left:22px}.v15-deep-dive ol li{margin:10px 0}.v15-deep-dive strong{font-weight:900}
/* v16 sources + verdict */
.source-panel{margin:42px 0 26px;padding:24px;border:1px solid var(--line,#d8d8d2);background:#f5f4ee}
.source-kicker,.verdict-kicker{font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800;opacity:.72;margin-bottom:6px}
.source-panel h2,.editorial-verdict h2{margin-top:0}
.source-panel>p{max-width:780px}
.source-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:18px}
.source-links a{display:flex;flex-direction:column;gap:4px;padding:14px 16px;border:1px solid var(--line,#d8d8d2);background:#fff;text-decoration:none;color:inherit}
.source-links a:hover{transform:translateY(-1px)}
.source-links span{font-size:.78rem;opacity:.66}
.editorial-verdict{margin:26px 0 8px;padding:28px;border:2px solid currentColor;background:rgba(255,255,255,.54)}
.editorial-verdict p{max-width:820px}
@media(max-width:720px){.source-links{grid-template-columns:1fr}.source-panel,.editorial-verdict{padding:19px}}
/* v17 bank-specific research layer */
.bank-specific-notes{margin:34px 0;padding:26px;border:1px solid var(--ink);background:#FBFCFE;box-shadow:6px 6px 0 var(--lime)}
.bank-specific-notes .field-kicker{font-size:9px;font-weight:900;letter-spacing:1.4px;text-transform:uppercase;color:var(--teal);margin-bottom:10px}
.bank-specific-notes h2{margin-top:0}.bank-specific-notes h3{margin:18px 0 6px;font-size:18px}.bank-specific-notes p{margin:0 0 12px}.bank-specific-notes ul{margin:10px 0 0;padding-left:20px}.bank-specific-notes .specific-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}.bank-specific-notes .specific-card{border:1px solid var(--line);background:#fff;padding:16px}.bank-specific-notes .specific-card b{display:block;font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--teal);margin-bottom:6px}.bank-specific-notes .stamp{font-size:11px;color:var(--muted);margin-top:14px;border-top:1px solid var(--line);padding-top:10px}
@media(max-width:760px){.bank-specific-notes .specific-grid{grid-template-columns:1fr}}
/* v19 commercial related-research network */
.commercial-related{margin:38px 0 28px;padding:26px;border-top:5px solid var(--teal);border-bottom:1px solid var(--line);background:#fff}
.related-kicker{font-size:9px;text-transform:uppercase;letter-spacing:1.35px;font-weight:900;color:var(--teal);margin-bottom:7px}.commercial-related h2{margin:0 0 8px;font-size:30px}.related-intro{max-width:780px;margin:0 0 18px;color:var(--muted);font-size:13px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.related-grid a{display:flex;flex-direction:column;min-height:118px;padding:15px;border:1px solid var(--line);background:#fafbf8}.related-grid a:hover{border-color:var(--ink);background:var(--lime)}.related-grid small{font-size:9px;text-transform:uppercase;letter-spacing:1px;color:var(--teal);font-weight:900}.related-grid b{margin:10px 0 8px;font-size:14px;line-height:1.22}.related-grid span{margin-top:auto;font-size:10px;color:var(--muted);font-weight:800}.related-grid a:hover small,.related-grid a:hover span{color:var(--ink)}
@media(max-width:850px){.related-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.commercial-related{padding:20px}.related-grid{grid-template-columns:1fr}.related-grid a{min-height:94px}}
/* v20 trust and attribution layer */
.trust-strip{margin:0 0 24px;padding:14px 16px;border:1px solid var(--line);border-left:5px solid var(--teal);background:#fff;display:grid;grid-template-columns:1fr auto;gap:14px;align-items:center}.trust-strip .byline-main{font-size:12px}.trust-strip .byline-main b{font-size:13px}.trust-strip .byline-main a{font-weight:900;color:var(--teal)}.trust-strip .byline-label{display:block;font-size:9px;text-transform:uppercase;letter-spacing:1.1px;color:var(--muted);font-weight:900;margin-bottom:4px}.trust-strip .review-meta{text-align:right;font-size:10px;color:var(--muted);line-height:1.5}.trust-strip .review-meta a{font-weight:900;color:var(--ink)}.trust-intro{max-width:860px;margin-bottom:26px}.desk-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.desk-card{background:#fff;border:1px solid var(--line);padding:20px;min-height:210px;display:flex;flex-direction:column}.desk-card:hover{background:var(--lime);border-color:var(--ink)}.desk-card small{font-size:9px;text-transform:uppercase;letter-spacing:1.1px;color:var(--teal);font-weight:900}.desk-card h3{margin:28px 0 8px}.desk-card p{font-size:13px;color:var(--muted)}.desk-card span{margin-top:auto;font-size:10px;text-transform:uppercase;letter-spacing:.8px;font-weight:900}.desk-profile{display:grid;grid-template-columns:.75fr 1.25fr;gap:24px}.desk-seal{width:72px;height:72px;border:2px solid var(--ink);border-radius:50%;display:grid;place-items:center;font-weight:900;letter-spacing:1px;background:var(--lime);margin-bottom:18px}.desk-profile>div:first-child{background:#fff;border:1px solid var(--line);padding:26px}.desk-profile>div:first-child small{font-size:9px;text-transform:uppercase;letter-spacing:1.1px;color:var(--teal);font-weight:900}.desk-profile-meta{border:1px solid var(--line);background:#fff}.desk-profile-meta>div{padding:16px 18px;border-bottom:1px solid var(--line)}.desk-profile-meta>div:last-child{border-bottom:0}.desk-profile-meta small{display:block;font-size:9px;text-transform:uppercase;letter-spacing:1px;color:var(--muted);font-weight:900;margin-bottom:5px}.desk-profile-meta strong{display:block;font-size:13px;line-height:1.45}.method-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:24px}.method-grid>div{background:#fff;border:1px solid var(--line);padding:20px}.trust-long h2{margin-top:34px}.trust-long h2:first-child{margin-top:0}.trust-long ol{padding-left:22px}.trust-long li{margin:9px 0}@media(max-width:850px){.desk-grid,.method-grid{grid-template-columns:1fr 1fr}.desk-profile{grid-template-columns:1fr}.trust-strip{grid-template-columns:1fr}.trust-strip .review-meta{text-align:left}}@media(max-width:600px){.desk-grid,.method-grid{grid-template-columns:1fr}}
/* v21 homepage + monetized hub architecture */
.hub-command-head,.hub-subhead{display:flex;align-items:flex-end;justify-content:space-between;gap:28px;margin-bottom:22px}.hub-command-head>p,.hub-subhead>p{max-width:570px;margin:0;color:var(--muted)}.hub-shortcuts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 40px}.hub-shortcut{background:#fff;border:1px solid var(--line);padding:20px;min-height:205px;display:flex;flex-direction:column;position:relative}.hub-shortcut:before{content:'';position:absolute;left:-1px;top:-1px;width:5px;height:46px;background:var(--teal)}.hub-shortcut:hover{border-color:var(--ink);box-shadow:var(--shadow);transform:translateY(-1px)}.hub-shortcut small{font-size:9px;text-transform:uppercase;letter-spacing:1.15px;color:var(--teal);font-weight:900}.hub-shortcut h3{font-size:22px;margin:28px 0 8px}.hub-shortcut p{font-size:13px;color:var(--muted);margin:0 0 20px}.hub-shortcut span{margin-top:auto;font-size:10px;text-transform:uppercase;letter-spacing:.9px;font-weight:900;color:var(--teal)}.hub-subhead{margin-top:42px}.route-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.route-card{border:1px solid var(--line);background:var(--ink);color:#fff;padding:20px;min-height:215px;display:flex;flex-direction:column}.route-card:hover{background:var(--teal)}.route-card>b{font:900 11px/1 monospace;color:var(--lime)}.route-card h3{font-size:20px;margin:30px 0 8px}.route-card p{font-size:12px;color:#C3CFDB;margin:0 0 16px}.route-card span{margin-top:auto;font-size:10px;text-transform:uppercase;letter-spacing:.9px;font-weight:900;color:var(--lime)}.library-title{padding-top:8px;border-top:1px solid var(--line)}.library-stack{border-top:1px solid var(--line)}.library-group{border-bottom:1px solid var(--line);background:#fff}.library-group summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:17px 18px;font-weight:900}.library-group summary::-webkit-details-marker{display:none}.library-group summary:before{content:'+';font:900 18px/1 monospace;color:var(--teal);margin-right:4px}.library-group[open] summary:before{content:'−'}.library-group summary span{flex:1}.library-group summary b{font-size:9px;text-transform:uppercase;letter-spacing:1px;color:var(--muted)}.library-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line)}.library-grid a{padding:13px 15px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:72px;display:flex;flex-direction:column;justify-content:space-between}.library-grid a:nth-child(3n){border-right:0}.library-grid a:hover{background:var(--lime)}.library-grid a span{font-size:12px;font-weight:800;line-height:1.25}.library-grid a b{font-size:9px;text-transform:uppercase;letter-spacing:.8px;color:var(--teal);margin-top:8px}.money-radar-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.money-radar-grid>a{min-height:230px;background:#fff;border:1px solid var(--line);padding:21px;display:flex;flex-direction:column}.money-radar-grid>a:nth-child(1),.money-radar-grid>a:nth-child(3){border-top:5px solid var(--teal)}.money-radar-grid>a:nth-child(5),.money-radar-grid>a:nth-child(6){border-top:5px solid var(--lime)}.money-radar-grid>a:hover{background:var(--lime);border-color:var(--ink)}.money-radar-grid small{font-size:9px;text-transform:uppercase;letter-spacing:1.1px;font-weight:900;color:var(--teal)}.money-radar-grid h3{font-size:23px;margin:30px 0 8px}.money-radar-grid p{font-size:13px;color:var(--muted);margin:0}.money-radar-grid span{margin-top:auto;padding-top:18px;font-size:10px;text-transform:uppercase;letter-spacing:.9px;font-weight:900}.home-routes{grid-template-columns:repeat(3,1fr)}.trust-home{display:grid;grid-template-columns:1.35fr .65fr;gap:36px;align-items:start}.trust-home p{max-width:760px;color:var(--muted)}.trust-home-links{background:#fff;border:1px solid var(--line)}.trust-home-links a{display:block;padding:15px 17px;border-bottom:1px solid var(--line);font-size:12px;font-weight:900}.trust-home-links a:last-child{border-bottom:0}.trust-home-links a:hover{background:var(--lime)}
@media(max-width:1000px){.hub-shortcuts,.money-radar-grid{grid-template-columns:repeat(2,1fr)}.route-grid,.home-routes{grid-template-columns:repeat(2,1fr)}.library-grid{grid-template-columns:repeat(2,1fr)}.library-grid a:nth-child(3n){border-right:1px solid var(--line)}.library-grid a:nth-child(2n){border-right:0}.trust-home{grid-template-columns:1fr}}
@media(max-width:650px){.hub-command-head,.hub-subhead{display:block}.hub-command-head>p,.hub-subhead>p{margin-top:10px}.hub-shortcuts,.money-radar-grid,.route-grid,.home-routes,.library-grid{grid-template-columns:1fr}.library-grid a,.library-grid a:nth-child(2n),.library-grid a:nth-child(3n){border-right:0}.bank-shortcuts{grid-template-columns:1fr}.hero-new h1{font-size:48px;letter-spacing:-2.5px}}
/* v23 unique editorial imagery */
.article-visual{margin:0 0 28px;border:1px solid var(--line);background:#fff;overflow:hidden;box-shadow:0 12px 30px rgba(17,24,23,.06)}
.article-visual img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.article-visual figcaption{padding:9px 12px;border-top:1px solid var(--line);font-size:9px;text-transform:uppercase;letter-spacing:.95px;color:var(--muted);font-weight:800}
.hub-visual{margin:26px auto 42px}.hub-visual figure{margin:0;border:1px solid var(--line);background:#fff;overflow:hidden;box-shadow:var(--shadow)}.hub-visual img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover}.hub-visual figcaption{padding:10px 14px;border-top:1px solid var(--line);font-size:9px;text-transform:uppercase;letter-spacing:1px;color:var(--muted);font-weight:800}
@media(max-width:650px){.article-visual,.hub-visual{margin-bottom:20px}.article-visual figcaption,.hub-visual figcaption{font-size:8px}}
/* v24 freshness + AdSense-ready monetization layer */
.freshness-panel{margin:18px 0 26px;padding:16px 18px;border:1px solid var(--line);border-left:5px solid var(--lime);background:#FBFCFE;display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start}
.freshness-panel .freshness-badge{background:var(--ink);color:var(--lime);padding:7px 9px;font:900 9px/1 Arial,sans-serif;text-transform:uppercase;letter-spacing:1px;white-space:nowrap}
.freshness-panel b{display:block;font-size:13px;margin-bottom:4px}.freshness-panel p{margin:0;color:var(--muted);font-size:12px;line-height:1.5}.freshness-panel a{color:var(--teal);font-weight:900}
.current-factbox{margin:22px 0 28px;border:1px solid var(--line);background:#fff}.current-factbox .fact-head{display:flex;justify-content:space-between;gap:16px;padding:13px 16px;background:var(--ink);color:#fff}.current-factbox .fact-head small{color:var(--lime);font-size:9px;text-transform:uppercase;letter-spacing:1px;font-weight:900}.current-factbox .fact-head b{font-size:13px}.current-factbox ul{margin:0;padding:14px 20px 16px 34px}.current-factbox li{margin:7px 0;font-size:13px}.current-factbox .fact-source{padding:11px 16px;border-top:1px solid var(--line);font-size:10px;color:var(--muted)}.current-factbox .fact-source a{font-weight:900;color:var(--teal)}
.adslot.adslot-v24{margin:30px 0;padding:14px 16px 18px;min-height:126px;display:flex;flex-direction:column;align-items:center;justify-content:center;border:1px solid var(--line);background:repeating-linear-gradient(135deg,#F6F8FB 0 10px,#EFF3F7 10px 20px);text-align:center;overflow:hidden}.adslot.adslot-v24 .ad-label{display:block;margin-bottom:10px;font-size:8px;text-transform:uppercase;letter-spacing:1.4px;color:var(--muted);font-weight:900}.adslot.adslot-v24 .ad-reserved{font-size:10px;text-transform:uppercase;letter-spacing:1px;color:#8E9DAD}.adslot.adslot-v24[data-ad-position="top"]{min-height:118px}.adslot.adslot-v24[data-ad-position="mid"]{min-height:160px}.adslot.adslot-v24[data-ad-position="lower"]{min-height:138px}.hub-adslot{margin:34px 0 40px;min-height:110px}
@media(max-width:650px){.freshness-panel{grid-template-columns:1fr}.freshness-panel .freshness-badge{width:max-content}.adslot.adslot-v24{min-height:104px;margin:24px 0}.adslot.adslot-v24[data-ad-position="mid"]{min-height:130px}}
/* v25 performance + mobile launch refinements */
img{height:auto}a,button,input,summary{touch-action:manipulation}.navlinks{-webkit-overflow-scrolling:touch;scrollbar-width:thin}.btn,.search-link,.navlinks a,.library-group summary{min-height:44px}.article-visual img,.hub-visual img{content-visibility:auto}.adslot.adslot-v24{contain:layout paint}.search-ui input{min-width:0}.search-results{min-width:0}.search-result{overflow-wrap:anywhere}.article,.sidebar,.library-grid a,.related-grid a{min-width:0;overflow-wrap:anywhere}@media(max-width:480px){.shell{width:min(100% - 22px,1240px)}.headrow{grid-template-columns:minmax(0,1fr) auto;gap:10px}.brand{min-width:0;gap:9px}.wordmark{font-size:16px;letter-spacing:-.4px}.wordmark small{font-size:7px;letter-spacing:1.2px}.search-link{font-size:10px;padding:9px 10px}.navlinks a{padding:13px 12px 11px}.page-hero h1{font-size:34px;letter-spacing:-1.5px;overflow-wrap:anywhere}.hero-new h1{font-size:40px;letter-spacing:-2px}.offerrow{padding:14px 12px}.article{padding:20px 15px}.current-factbox .fact-head{display:block}.current-factbox .fact-head b{display:block;margin-top:5px}.footer{padding-top:36px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
/* v29 expanded trust, about and legal architecture */
.trust-hero .lede{max-width:930px}.trust-nav{display:flex;gap:0;overflow:auto;border:1px solid var(--line);border-top:0;background:#fff;-webkit-overflow-scrolling:touch}.trust-nav a{white-space:nowrap;padding:12px 13px;border-right:1px solid var(--line);font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.65px}.trust-nav a:hover{background:var(--lime)}.trust-section{padding-top:42px}.trust-page-grid{display:grid;grid-template-columns:minmax(0,850px) minmax(230px,300px);gap:52px;align-items:start}.trust-document{background:#fff;border:1px solid var(--line);padding:34px 38px;box-shadow:0 14px 38px rgba(17,24,23,.05)}.trust-document h2{font-size:29px;margin:42px 0 13px;padding-top:4px}.trust-document h2:first-child{margin-top:0}.trust-document h3{font-size:18px;margin:25px 0 7px}.trust-document p,.trust-document li{font-size:15px;line-height:1.75;color:var(--ink2)}.trust-document a{color:var(--teal);text-decoration:underline;text-underline-offset:2px}.trust-document .btn{text-decoration:none;color:#fff}.trust-document code{background:var(--mist);padding:2px 6px;border-radius:2px}.trust-callout{border-left:6px solid var(--lime);background:var(--ink);color:#fff;padding:22px 24px;margin-bottom:32px}.trust-callout.warning{border-left-color:var(--orange)}.trust-callout strong{font-size:11px;text-transform:uppercase;letter-spacing:1.2px;color:var(--lime)}.trust-callout.warning strong{color:#F0A3A8}.trust-callout p{color:#DDE6EF;margin:8px 0 0;font-size:14px}.trust-note{margin-top:34px;padding:18px 20px;background:#F2F6FA;border:1px solid var(--line);border-left:5px solid var(--teal);font-size:13px;line-height:1.65}.trust-aside{position:relative}.trust-aside-inner{position:sticky;top:24px;border:1px solid var(--line);background:#fff;padding:18px}.trust-aside small{display:block;font-size:9px;text-transform:uppercase;letter-spacing:1.1px;color:var(--teal);font-weight:900;margin-bottom:10px}.trust-aside a{display:block;padding:9px 0;border-top:1px solid var(--line);font-size:11px;font-weight:800}.trust-aside a:hover{color:var(--teal)}.policy-list,.source-rank{padding-left:22px}.policy-list li,.source-rank li{margin:10px 0}.desk-profile-pro{display:grid;grid-template-columns:150px 1fr;gap:26px;align-items:start}.desk-seal{background:var(--ink);color:#fff;min-height:150px;padding:22px;display:flex;flex-direction:column;justify-content:space-between}.desk-seal span{font:900 38px/1 monospace;color:var(--lime)}.desk-seal small{text-transform:uppercase;letter-spacing:1px;color:#B8C4D0;font-size:8px}.contact-action{margin:18px 0 24px}.method-grid{margin:20px 0}.method-grid>div{background:#F7FAFC}.trust-document .desk-grid{margin:22px 0}.trust-document .desk-card{text-decoration:none;color:inherit}.trust-document .desk-card span{color:var(--teal)}
@media(max-width:950px){.trust-page-grid{grid-template-columns:1fr}.trust-aside-inner{position:static}.trust-aside{order:-1}.trust-aside-inner{display:flex;flex-wrap:wrap;gap:0 14px}.trust-aside small{width:100%}.trust-aside a{border-top:0;border-right:1px solid var(--line);padding:7px 12px 7px 0;margin-right:0}}
@media(max-width:650px){.trust-nav a{padding:11px 10px;font-size:9px}.trust-document{padding:23px 17px}.trust-document h2{font-size:25px;margin-top:34px}.trust-document p,.trust-document li{font-size:14px}.desk-profile-pro{grid-template-columns:1fr}.desk-seal{min-height:110px}.trust-aside-inner{display:block}.trust-aside a{border-right:0;border-top:1px solid var(--line);padding:8px 0}}
.policy-meta{display:flex;gap:0;flex-wrap:wrap;border:1px solid var(--line);border-top:0;background:#F6F9FC;margin-bottom:0}.policy-meta span{padding:8px 12px;border-right:1px solid var(--line);font-size:9px;text-transform:uppercase;letter-spacing:.75px;color:var(--muted);font-weight:800}.policy-meta span:last-child{border-right:0}@media(max-width:650px){.policy-meta{display:block}.policy-meta span{display:block;border-right:0;border-bottom:1px solid var(--line)}.policy-meta span:last-child{border-bottom:0}}
/* v30 final visual refinement: calmer financial palette + national research map */
.us-map-console{background:#fff;color:var(--ink);position:relative;overflow:hidden;min-height:500px;border:1px solid var(--line);box-shadow:var(--shadow)}
.us-map-console .console-top{background:var(--ink);color:#fff;border-bottom:0}
.us-map-console .console-top b{color:#dbe8e3}
.us-map-stage{position:relative;min-height:260px;padding:18px 18px 8px;background:linear-gradient(180deg,#f9fbf9 0%,#edf3f0 100%);border-bottom:1px solid var(--line);overflow:hidden}
.us-map-stage:before{content:'';position:absolute;inset:18px;border:1px solid rgba(11,109,99,.12);pointer-events:none}
.us-map-stage img{display:block;width:100%;height:232px;object-fit:contain;position:relative;z-index:1}
.map-signal{position:absolute;z-index:2;display:inline-flex;align-items:center;gap:6px;padding:5px 7px;background:rgba(255,255,255,.94);border:1px solid #a9c4bd;box-shadow:0 5px 14px rgba(23,49,46,.08);font-size:8px;line-height:1;text-transform:uppercase;letter-spacing:.8px;font-weight:900;color:var(--teal)}
.map-signal:before{content:'';width:6px;height:6px;border-radius:50%;background:var(--warm);box-shadow:0 0 0 3px rgba(181,139,85,.13)}
.map-signal.west{left:18%;top:39%}.map-signal.midwest{left:47%;top:31%}.map-signal.south{left:52%;top:67%}.map-signal.east{right:11%;top:39%}
.map-caption{position:relative;z-index:2;display:flex;justify-content:space-between;gap:12px;margin-top:-2px;padding:7px 2px 0;color:var(--muted);font-size:8px;text-transform:uppercase;letter-spacing:.75px;font-weight:800}
.us-map-console .scan-list{padding:0 18px 18px;background:#fff}
.us-map-console .scan-row{border-top:1px solid var(--line);color:var(--ink)}
.us-map-console .scan-code{color:var(--teal)}
.us-map-console .scan-row small{color:var(--muted)}
.us-map-console .scan-open{color:var(--teal)}
.us-map-console .scan-row:hover{background:#f3f7f4;margin:0 -18px;padding-left:18px;padding-right:18px}
.statusline{background:#22433f}
.navcta{background:#D8E3EE}.navcta:hover{background:#C4D5E6}
.search-link:hover,.btn.alt:hover,.bankgrid a:hover,.library-grid a:hover,.trust-home-links a:hover,.trust-nav a:hover{background:#dfece8}
.money-radar-grid>a:nth-child(5),.money-radar-grid>a:nth-child(6){border-top-color:var(--warm)}
.route-card>b,.route-card span,.toolcard .tiny,.toolcard a,.footer h4,.footbrand em,.freshness-panel .freshness-badge,.current-factbox .fact-head small,.desk-seal span,.trust-callout strong{color:#D8E5F0}
.page-hero:after{background:var(--warm)}
.freshness-panel{border-left-color:var(--teal)}
.trust-callout{border-left-color:var(--teal)}
@media(max-width:1000px){.us-map-stage img{height:250px}.us-map-stage{min-height:282px}}
@media(max-width:650px){.us-map-console{min-height:0}.us-map-stage{min-height:242px;padding:12px}.us-map-stage img{height:215px}.map-signal{font-size:7px}.map-caption{font-size:7px}.map-signal.west{left:13%;top:39%}.map-signal.midwest{left:44%;top:30%}.map-signal.south{left:48%;top:68%}.map-signal.east{right:7%;top:39%}}
/* ===== v31 American identity: category hubs + representative footer ===== */
:root{
--usa-navy:#10243A;--usa-blue:#2D5F8A;--usa-blue2:#477CA7;--usa-red:#A8424C;
--usa-red2:#C45B64;--usa-steel:#DCE6F0;--usa-ice:#EEF3F8;--usa-white:#FFFFFF;
}
body{background:var(--usa-ice)}
.utility{background:#0B1C2E}.utility .dot{background:#E6EDF5;box-shadow:0 0 0 4px rgba(230,237,245,.18)}
.statusline{background:#10243A}.statusline span{color:#FFFFFF}
.page-hero{background:#FFFFFF}.page-hero:after{width:22%;height:4px;background:linear-gradient(90deg,#A8424C 0 34%,#FFFFFF 34% 66%,#2D5F8A 66% 100%)}
.navcta{background:#DDE7F1;color:#10243A}.navcta:hover{background:#C9D8E7}
.btn{background:#2D5F8A;border-color:#2D5F8A}.btn:hover{background:#10243A;border-color:#10243A}
.btn.alt:hover,.search-link:hover,.bankgrid a:hover,.library-grid a:hover,.trust-nav a:hover,.trust-home-links a:hover{background:#E6EDF5}
.lane.accent{background:#E7EDF4;border-color:#CAD6E2}.lane.accent .signal{background:#A8424C}
.decisionbox{background:#173B5C}.decisionbox .btn{background:#FFFFFF;color:#10243A;border-color:#FFFFFF}
.route-card{background:#10243A}.route-card:hover{background:#1C4569}.route-card>b,.route-card span,.toolcard .tiny,.toolcard a,.freshness-panel .freshness-badge,.current-factbox .fact-head small,.desk-seal span,.trust-callout strong{color:#DCE6F0}
.toolcard{background:#10243A}.money-radar-grid>a:nth-child(5),.money-radar-grid>a:nth-child(6){border-top-color:#A8424C}
.map-signal:before{background:#A8424C;box-shadow:0 0 0 3px rgba(168,66,76,.14)}
/* Replace oversized category illustrations with compact research command bands */
.hub-visual{display:none!important}
.category-command{margin:24px auto 42px;border:1px solid #CAD6E2;background:#FFFFFF;display:grid;grid-template-columns:minmax(0,1.55fr) minmax(300px,.65fr);min-height:214px;box-shadow:0 16px 34px rgba(16,36,58,.07);overflow:hidden}
.category-command-copy{padding:28px 30px;display:flex;flex-direction:column;justify-content:center}
.category-command-code{display:flex;align-items:center;gap:10px;font-size:9px;letter-spacing:1.45px;text-transform:uppercase;font-weight:900;color:#2D5F8A;margin-bottom:18px}
.category-command-code:before{content:'';width:28px;height:3px;background:#A8424C}
.category-command-copy strong{font-size:27px;line-height:1.08;letter-spacing:-.6px;color:#10243A;margin-bottom:12px}
.category-command-copy p{max-width:680px;margin:0;color:#64778A;font-size:14px}
.category-focus{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}
.category-focus span{border:1px solid #CAD6E2;background:#F6F9FC;padding:8px 10px;font-size:9px;text-transform:uppercase;letter-spacing:.9px;font-weight:900;color:#31465C}
.category-command-mark{position:relative;background:#10243A;color:#FFFFFF;overflow:hidden;min-height:214px;display:flex;flex-direction:column;justify-content:space-between;padding:24px 26px}
.category-command-mark:before{content:'';position:absolute;left:0;right:0;bottom:0;height:64px;background:repeating-linear-gradient(0deg,#A8424C 0 8px,#F7F9FC 8px 16px);opacity:.95}
.category-command-mark:after{content:'★ ★ ★';position:absolute;right:22px;top:20px;color:#FFFFFF;font-size:13px;letter-spacing:7px;opacity:.92}
.category-command-mark .mark-no{font:900 64px/.9 Arial,Helvetica,sans-serif;letter-spacing:-4px;position:relative;z-index:2;margin-top:33px}
.category-command-mark .mark-name{position:relative;z-index:2;margin-bottom:64px;font-size:10px;letter-spacing:1.5px;text-transform:uppercase;font-weight:900;color:#DCE6F0}
.category-command.offers .category-command-mark,.category-command.guides .category-command-mark{background:#10243A}
.category-command.checking .category-command-mark,.category-command.compare .category-command-mark{background:#1C4569}
.category-command.savings .category-command-mark,.category-command.banks .category-command-mark{background:#234F76}
.category-command.cds .category-command-mark,.category-command.business .category-command-mark{background:#183A58}
/* Long, editorial U.S. footer */
.footer{position:relative;background:#0B1C2E;color:#E4EBF3;padding:0 0 26px;overflow:hidden}
.footer:before{content:'';display:block;height:9px;background:linear-gradient(90deg,#A8424C 0 30%,#F7F9FC 30% 37%,#2D5F8A 37% 100%)}
.footer-mast{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(320px,.65fr);gap:34px;align-items:stretch;padding:38px 0 28px;border-bottom:1px solid #294056}
.footer-identity{display:flex;gap:20px;align-items:center}
.footer-emblem{width:70px;height:70px;flex:0 0 70px;border:1px solid #5F7388;display:grid;place-items:center;position:relative;background:#10243A;box-shadow:inset 0 0 0 5px #0B1C2E}
.footer-emblem:before{content:'★';font-size:31px;color:#FFFFFF;transform:translateY(-3px)}
.footer-emblem:after{content:'';position:absolute;left:13px;right:13px;bottom:14px;height:4px;background:#A8424C;box-shadow:0 8px 0 #DDE6F0}
.footer .footbrand{font-size:30px;letter-spacing:-1px;color:#FFFFFF;line-height:1}.footer .footbrand em{color:#BFCFDE}
.footer-identity p{margin:10px 0 0;max-width:650px;color:#B9C6D3;font-size:13px;line-height:1.65}
.footer-brief{border-left:1px solid #294056;padding:4px 0 4px 28px;display:flex;flex-direction:column;justify-content:center}
.footer-brief small{font-size:9px;text-transform:uppercase;letter-spacing:1.5px;color:#9FB0C1;font-weight:900}.footer-brief strong{font-size:22px;line-height:1.15;color:#FFFFFF;margin:8px 0 9px}.footer-brief span{font-size:11px;color:#B9C6D3}
.footer .footgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:34px;padding:30px 0 26px}
.footer h4{margin:0 0 14px;color:#DCE6F0;font-size:9px;letter-spacing:1.6px;text-transform:uppercase}.footer h4:after{content:'';display:block;width:26px;height:2px;background:#A8424C;margin-top:9px}
.footer a{display:block;color:#BECAD6;margin:8px 0;font-size:12px}.footer a:hover{color:#FFFFFF;transform:translateX(2px)}
.footer-standards{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #294056;border-bottom:1px solid #294056}
.footer-standard{padding:16px 16px 16px 0;border-right:1px solid #294056}.footer-standard:not(:first-child){padding-left:18px}.footer-standard:last-child{border-right:0}
.footer-standard b{display:block;font-size:10px;color:#FFFFFF;text-transform:uppercase;letter-spacing:.9px}.footer-standard span{display:block;margin-top:4px;color:#8FA2B5;font-size:10px;line-height:1.45}
.footer .copyright{border-top:0;margin-top:0;padding-top:20px;color:#879BAD;font-size:10px;display:flex;justify-content:space-between;gap:24px;align-items:flex-start}
.footer .copyright .legal-copy{max-width:840px}.footer .copyright .usa-note{white-space:nowrap;text-transform:uppercase;letter-spacing:1.1px;color:#B9C6D3;font-weight:900}
@media(max-width:900px){.category-command{grid-template-columns:1fr}.category-command-mark{min-height:150px}.category-command-mark .mark-no{font-size:50px}.category-command-mark .mark-name{margin-bottom:58px}.footer-mast{grid-template-columns:1fr}.footer-brief{border-left:0;border-top:1px solid #294056;padding:22px 0 0}.footer .footgrid{grid-template-columns:repeat(2,1fr)}.footer-standards{grid-template-columns:repeat(2,1fr)}.footer-standard:nth-child(2){border-right:0}.footer-standard:nth-child(-n+2){border-bottom:1px solid #294056}.footer .copyright{display:block}.footer .copyright .usa-note{margin-top:12px;display:block}}
@media(max-width:560px){.category-command{margin-top:16px}.category-command-copy{padding:22px 18px}.category-command-copy strong{font-size:23px}.category-command-mark{padding:18px}.footer-mast{padding-top:30px}.footer-identity{align-items:flex-start}.footer-emblem{width:58px;height:58px;flex-basis:58px}.footer .footbrand{font-size:24px}.footer .footgrid,.footer-standards{grid-template-columns:1fr}.footer-standard,.footer-standard:not(:first-child){padding:14px 0;border-right:0;border-bottom:1px solid #294056}.footer-standard:last-child{border-bottom:0}}
/* Temporary compact American header mark while the final wordmark option is selected */
.radar-mark{width:46px;height:50px;border:0;border-radius:0;background:#10243A;clip-path:polygon(50% 0,94% 15%,90% 68%,76% 86%,50% 100%,24% 86%,10% 68%,6% 15%);position:relative;box-shadow:inset 0 0 0 1px rgba(255,255,255,.12)}
.radar-mark:before{content:'★';position:absolute;inset:0;border:0;border-radius:0;display:grid;place-items:center;color:#FFFFFF;font-size:22px;line-height:1;transform:translateY(-5px)}
.radar-mark:after{content:'';position:absolute;left:11px;right:11px;top:auto;bottom:12px;width:auto;height:4px;border-radius:0;background:#A8424C;box-shadow:0 7px 0 #DCE6F0}
.wordmark{color:#10243A}.wordmark em{color:#2D5F8A}.wordmark small{color:#64778A}
/* Remove remaining warm/green utility surfaces from the prior terminal palette */
.us-map-console .console-top b{color:#DCE6F0}.us-map-stage{background:linear-gradient(180deg,#F8FAFD 0%,#EAF0F6 100%)}
.map-signal{border-color:#AFC0D1;box-shadow:0 5px 14px rgba(16,36,58,.08)}.us-map-console .scan-row:hover{background:#F0F5FA}
.source-panel,.research-path,.related-grid a,.dossier-strip,.fitbox,.directory-group .directory a,.compare-research>div{background:#F7FAFC}
.source-panel,.source-links a{border-color:#CAD6E2}
/* ===== v32 selected eagle identity + final American polish ===== */
.sitehead{background:#fff;border-bottom:1px solid #C9D5E1}
.headrow{min-height:108px;grid-template-columns:minmax(300px,360px) minmax(280px,1fr) auto;gap:30px}
.brand{display:flex;align-items:center;min-width:0}
.header-brand-logo{display:block;width:min(100%,350px);height:auto;max-height:90px;object-fit:contain;object-position:left center}
.headline-note{font-size:13px;line-height:1.55;color:#5C7084;border-left:1px solid #CAD6E2;padding-left:26px;max-width:590px}
.utility{background:#081A2D}.utility .live{font-weight:800}.utility .dot{background:#C44752;box-shadow:0 0 0 4px rgba(196,71,82,.18)}
.mainnav{box-shadow:0 4px 18px rgba(16,36,58,.035)}
.navlinks a{letter-spacing:.15px}.navlinks a:hover{border-color:#A8424C;color:#10243A}
.navcta{background:#10243A;color:#fff;border:1px solid #10243A}.navcta:hover{background:#A8424C;border-color:#A8424C;color:#fff}
.search-link{border-color:#2D5F8A;color:#10243A}.search-link:hover{background:#EEF3F8;border-color:#10243A}
.hero-new{padding-top:64px;gap:48px}.hero-copy-new{min-height:510px}.hero-copy-new h1{max-width:720px;color:#0B1C2E}.hero-copy-new .lede{max-width:710px}
.statusline{background:#0B1C2E;border-left:4px solid #A8424C;padding-left:13px}
.us-map-console{border-color:#BCCBDA;box-shadow:0 22px 60px rgba(11,28,46,.11)}
.us-map-console .console-top{background:#0B1C2E;min-height:50px}.us-map-console .console-top b{color:#E8EFF6}
.us-map-stage{background:linear-gradient(180deg,#FBFCFE 0%,#E7EEF6 100%)}
.map-signal{border-radius:2px}.map-signal:before{background:#B63D49}
.scan-row{transition:background .15s ease}.us-map-console .scan-row:hover{background:#EEF3F8}
.home-radar{background:#F7F9FC}.money-radar-grid>a{border-top-color:#2D5F8A}.money-radar-grid>a:nth-child(5),.money-radar-grid>a:nth-child(6){border-top-color:#A8424C}
.route-card{border-top:4px solid #2D5F8A}.route-card:nth-child(3n+2){border-top-color:#A8424C}.route-card:hover{transform:translateY(-2px)}
.category-command{border-color:#BBC9D7;box-shadow:0 18px 42px rgba(16,36,58,.08)}
.category-command-copy{position:relative}.category-command-copy:after{content:'';position:absolute;left:30px;bottom:0;width:74px;height:4px;background:linear-gradient(90deg,#A8424C 0 40%,#fff 40% 52%,#2D5F8A 52% 100%)}
.category-command-mark:before{height:58px;background:repeating-linear-gradient(0deg,#A8424C 0 7px,#F7F9FC 7px 14px)}
.category-focus span{background:#F7F9FC;border-color:#C7D3DF;color:#31465C}
/* Selected large eagle treatment in footer */
.footer{background:#071A2C;padding-bottom:28px}
.footer:before{height:7px;background:linear-gradient(90deg,#A8424C 0 27%,#F7F9FC 27% 34%,#2D5F8A 34% 100%)}
.footer-mast{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:38px;padding:36px 0 30px}
.footer-identity{display:grid;grid-template-columns:minmax(280px,430px) 1fr;gap:28px;align-items:center}
.footer-logo-card{display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid #40556A;min-height:260px;padding:18px 20px;box-shadow:0 18px 40px rgba(0,0,0,.16)}
.footer-brand-logo{display:block;width:100%;max-width:400px;height:auto;max-height:250px;object-fit:contain}
.footer-identity-copy .footer-kicker{display:block;color:#D7E3EE;text-transform:uppercase;letter-spacing:1.45px;font-size:9px;font-weight:900;margin-bottom:10px}
.footer-identity-copy strong{display:block;color:#fff;font-size:23px;line-height:1.15;max-width:390px;letter-spacing:-.35px}
.footer-identity-copy p{margin:12px 0 0;max-width:440px;color:#B9C6D3;font-size:12px;line-height:1.7}
.footer-brief{padding-left:30px}.footer-brief strong{font-size:24px}.footer .footgrid{padding-top:32px}
.footer h4:after{background:linear-gradient(90deg,#A8424C 0 50%,#2D5F8A 50% 100%);width:34px}
.footer-standard{min-height:80px}
/* Article/page polish: less terminal-like, more editorial */
.page-hero:after{width:20%;background:linear-gradient(90deg,#A8424C 0 38%,#F7F9FC 38% 47%,#2D5F8A 47% 100%)}
.eyebrow{color:#2D5F8A}.meta span{background:#F5F8FB}.article{box-shadow:0 14px 38px rgba(16,36,58,.045)}
.article-visual{border-color:#C7D3DF}.article-visual figcaption{background:#F7F9FC;color:#617589}
.current-factbox .fact-head{background:#10243A}.trust-callout{border-left-color:#2D5F8A}.trust-callout.warning{border-left-color:#A8424C}
@media(max-width:1000px){
.headrow{grid-template-columns:minmax(250px,320px) 1fr auto;gap:18px}.headline-note{font-size:12px;padding-left:18px}
.footer-identity{grid-template-columns:minmax(250px,360px) 1fr}.footer-logo-card{min-height:230px}
}
@media(max-width:820px){
.headrow{grid-template-columns:minmax(0,1fr) auto;min-height:96px}.headline-note{display:none}.header-brand-logo{max-width:320px;max-height:82px}
.footer-mast{grid-template-columns:1fr}.footer-identity{grid-template-columns:minmax(250px,360px) 1fr}.footer-brief{border-left:0;border-top:1px solid #294056;padding:22px 0 0}
}
@media(max-width:600px){
.header-brand-logo{max-width:250px;max-height:70px}.headrow{min-height:84px;gap:10px}.search-link{padding:9px 10px}
.footer-identity{grid-template-columns:1fr}.footer-logo-card{min-height:210px;max-width:360px}.footer-identity-copy strong{font-size:21px}
.category-command-copy:after{left:18px}.hero-new{padding-top:40px}
}
/* ===== v33 global graphic cleanup: article visuals + compact footer ===== */
/* Legacy article illustration figures were removed from HTML site-wide. */
.article-snapshot{margin:0 0 24px;border:1px solid #C8D4E0;background:#F8FAFC;box-shadow:0 8px 22px rgba(11,28,46,.035)}
.snapshot-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:11px 14px;border-bottom:1px solid #D7E0E9;background:#10243A;color:#fff}
.snapshot-head span{font-size:9px;line-height:1;text-transform:uppercase;letter-spacing:1.4px;font-weight:900;color:#DCE6F0}
.snapshot-head b{font-size:11px;letter-spacing:.15px}
.snapshot-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.snapshot-item{padding:15px 16px;min-height:78px;border-right:1px solid #D7E0E9}
.snapshot-item:last-child{border-right:0}.snapshot-item span{display:block;font-size:8px;text-transform:uppercase;letter-spacing:1.15px;color:#687C90;font-weight:900;margin-bottom:5px}.snapshot-item strong{display:block;font-size:12px;line-height:1.35;color:#10243A}
/* Stronger editorial article rhythm after removing oversized illustrations. */
.article-wrap{padding-top:34px}.trust-strip{margin-bottom:16px}.freshness-panel{margin-top:0}.article{padding-top:30px}.sidebox{box-shadow:0 8px 22px rgba(11,28,46,.025)}
.sidebox:before{color:#2D5F8A}.commercial-related{border-top-color:#2D5F8A}.related-grid a:hover{background:#EEF3F8;border-color:#8DA6BD}
/* Compact, integrated footer. No logo card, no logo background, no oversized mast. */
.footer{background:#071A2C;color:#E5EDF5;padding:0 0 18px}
.footer:before{content:'';display:block;height:4px;background:linear-gradient(90deg,#A8424C 0 30%,#F7F9FC 30% 35%,#2D5F8A 35% 100%)}
.footer-top{display:grid;grid-template-columns:minmax(260px,1.35fr) repeat(3,minmax(130px,.65fr));gap:34px;padding:28px 0 22px;align-items:start}
.footer-brand-block{padding-right:20px}.footer-logo-clean{display:block;width:260px;max-width:100%;margin:0 0 10px;background:transparent!important;border:0!important;box-shadow:none!important;padding:0!important;min-height:0!important}
.footer-brand-logo{display:block;width:100%;height:94px;max-height:94px;object-fit:contain;object-position:left center;background:transparent!important;filter:none}
.footer-brand-block p{max-width:390px;margin:0;color:#AEBECD;font-size:11px;line-height:1.55}
.footer-links h4{margin:4px 0 11px;color:#F0F4F8;font-size:9px;text-transform:uppercase;letter-spacing:1.45px}.footer-links h4:after{content:'';display:block;width:28px;height:2px;margin-top:7px;background:#A8424C}
.footer-links a{display:block;margin:5px 0;color:#B9C7D4;font-size:11px;line-height:1.35}.footer-links a:hover{color:#fff;transform:none}
.footer-trustline{display:flex;justify-content:space-between;gap:28px;padding:12px 0;border-top:1px solid #294056;border-bottom:1px solid #294056;color:#93A7B9;font-size:9.5px;line-height:1.45}.footer-trustline b{color:#DCE6F0;font-weight:900}
.footer .copyright{display:flex;justify-content:space-between;gap:22px;margin:0;padding:13px 0 0;border:0;color:#7F94A7;font-size:9px;line-height:1.4}.footer .copyright .usa-note{color:#AFC0CF;white-space:nowrap;text-transform:uppercase;letter-spacing:1px;font-weight:900}
/* neutralize obsolete v32 footer structures should any cached fragment remain */
.footer-mast,.footer-identity,.footer-brief,.footer-standards{min-height:0}.footer-logo-card{background:transparent!important;border:0!important;box-shadow:none!important;min-height:0!important;padding:0!important}
/* Subtle graphic consistency pass */
.page-hero{padding-top:38px;padding-bottom:30px}.page-hero:after{height:4px}.meta span{border:1px solid #D7E0E9;background:#F7F9FC}.category-focus span{background:#F8FAFC}.adslot.adslot-v24{background:#F7F9FC;border-style:dashed}.freshness-panel{border-left-color:#2D5F8A;background:#FAFCFE}.freshness-panel .freshness-badge{background:#10243A;color:#E6EEF6}.toc{border-left-color:#A8424C}.toc b{color:#DCE6F0}.quote-block{background:#EAF0F6!important}.bank-specific-notes{box-shadow:5px 5px 0 #D7E0E9}
@media(max-width:980px){.footer-top{grid-template-columns:1.2fr repeat(3,1fr);gap:24px}.footer-logo-clean{width:230px}.footer-brand-logo{height:84px;max-height:84px}}
@media(max-width:760px){.snapshot-grid{grid-template-columns:1fr}.snapshot-item{min-height:0;border-right:0;border-bottom:1px solid #D7E0E9}.snapshot-item:last-child{border-bottom:0}.footer-top{grid-template-columns:1fr 1fr;gap:24px}.footer-brand-block{grid-column:1/-1;padding-right:0}.footer-brand-block p{max-width:520px}.footer-trustline{display:block}.footer-trustline span{display:block;margin:3px 0}}
@media(max-width:520px){.footer-top{grid-template-columns:1fr;padding-top:22px;gap:18px}.footer-brand-block{grid-column:auto}.footer-logo-clean{width:220px}.footer-brand-logo{height:80px;max-height:80px}.footer-links h4{margin-bottom:8px}.footer-trustline{padding:10px 0}.footer .copyright{display:block}.footer .copyright .usa-note{display:block;margin-top:6px}.article{padding:24px 18px}.snapshot-head{display:block}.snapshot-head b{display:block;margin-top:5px}}
/* v33.1 footer visual refinement: the approved transparent eagle logo now sits directly on the footer surface. */
.footer{background:#F5F8FB;color:#10243A;border-top:1px solid #C7D3DF;padding-bottom:16px}
.footer-top{padding:24px 0 20px}
.footer-logo-clean{width:230px;margin-bottom:8px}
.footer-brand-logo{height:auto;max-height:155px;width:230px;object-fit:contain;object-position:left center}
.footer-brand-block p{color:#536A7F;font-size:11px}
.footer-links h4{color:#10243A}.footer-links a{color:#425A70}.footer-links a:hover{color:#A8424C}
.footer-trustline{border-color:#CBD6E1;color:#5E7387}.footer-trustline b{color:#10243A}
.footer .copyright{color:#71869A}.footer .copyright .usa-note{color:#2D5F8A}
@media(max-width:980px){.footer-logo-clean,.footer-brand-logo{width:210px;max-height:145px}}
@media(max-width:520px){.footer-logo-clean,.footer-brand-logo{width:190px;max-height:132px}}
/* ===== v34 visual polish: tighter footer, refined hubs, cards, dossiers & comparison pages ===== */
:root{--us-navy:#0B1C2E;--us-blue:#2D5F8A;--us-red:#A8424C;--us-steel:#D9E3EC;--us-fog:#F5F8FB}
/* Header: keep the approved eagle visible without consuming a large masthead. */
.headrow{min-height:82px;grid-template-columns:300px 1fr auto;gap:22px}
.header-brand-logo{width:300px;max-height:68px;object-fit:contain;object-position:left center}
.headline-note{font-size:13px;line-height:1.45;color:#5C7084}
.search-link{padding:10px 14px;border-color:#9FB0C1;color:#10243A;background:#fff}
.search-link:hover{background:#EEF3F8;border-color:#2D5F8A}
/* Homepage map console: less terminal-like, more editorial U.S. research board. */
.us-map-console{background:#fff;border:1px solid #C7D3DF;box-shadow:0 14px 34px rgba(11,28,46,.08);color:#10243A}
.us-map-console .console-top{height:44px;border-bottom:1px solid #D4DEE8;background:#0B1C2E;color:#fff;padding:0 16px}
.us-map-console .console-top b{color:#DDE7F0}
.us-map-stage{background:linear-gradient(180deg,#F8FAFC,#EDF3F8)}
.us-map-stage img{filter:none}
.us-map-console .scan-list{padding:0 16px 12px}
.us-map-console .scan-row{border-top:1px solid #D6E0E9;padding:11px 0;color:#10243A}
.us-map-console .scan-code,.us-map-console .scan-open{color:#2D5F8A}
.us-map-console .scan-row small{color:#667B8F}
.us-map-console .scan-row:hover .scan-open{color:#A8424C}
/* Route cards: serious research cards rather than a wall of dark blocks. */
.route-grid{gap:14px}
.route-card{background:#fff;color:#10243A;border:1px solid #C9D5E0;border-top:4px solid #2D5F8A;min-height:192px;padding:19px 20px;box-shadow:0 5px 16px rgba(11,28,46,.025)}
.route-card:nth-child(3n+2){border-top-color:#A8424C}.route-card:nth-child(3n){border-top-color:#6C8296}
.route-card:hover{background:#F7FAFC;border-color:#98ADC0;box-shadow:0 13px 28px rgba(11,28,46,.08);transform:translateY(-2px)}
.route-card>b{color:#6C8296}.route-card h3{margin:24px 0 7px;font-size:19px}.route-card p{color:#5B7084}.route-card span{color:#2D5F8A}
/* Priority cards: smaller, cleaner, alternating U.S. accents. */
.money-radar-grid{gap:14px}.money-radar-grid>a{min-height:202px;padding:19px;border-color:#C9D5E0;box-shadow:0 5px 16px rgba(11,28,46,.025)}
.money-radar-grid>a:nth-child(4n+1){border-top:4px solid #2D5F8A}.money-radar-grid>a:nth-child(4n+2){border-top:4px solid #A8424C}.money-radar-grid>a:nth-child(4n+3){border-top:4px solid #6C8296}.money-radar-grid>a:nth-child(4n){border-top:4px solid #10243A}
.money-radar-grid>a:hover{background:#F7FAFC;border-color:#98ADC0;box-shadow:0 12px 26px rgba(11,28,46,.07)}
.money-radar-grid h3{font-size:21px;margin:23px 0 7px}.money-radar-grid p{font-size:12.5px}
/* Category command panels: reduce height and decorative bulk, keep a distinct U.S. identity. */
.category-command{min-height:164px;margin:20px auto 34px;grid-template-columns:minmax(0,1.7fr) minmax(220px,.5fr);box-shadow:0 10px 24px rgba(16,36,58,.055)}
.category-command-copy{padding:22px 26px}.category-command-code{margin-bottom:12px}.category-command-copy strong{font-size:24px;margin-bottom:9px}.category-command-copy p{font-size:13px}
.category-focus{margin-top:15px}.category-focus span{padding:6px 9px;background:#F7FAFC}
.category-command-mark{min-height:164px;padding:18px 20px;background:#10243A!important}
.category-command-mark:before{height:5px;left:0;right:0;bottom:0;background:linear-gradient(90deg,#A8424C 0 35%,#F7F9FC 35% 42%,#2D5F8A 42% 100%);opacity:1}
.category-command-mark:after{content:'★ ★ ★';right:18px;top:16px;font-size:10px;letter-spacing:5px;opacity:.8}
.category-command-mark .mark-no{font-size:50px;letter-spacing:-3px;margin-top:27px;color:#fff}.category-command-mark .mark-name{margin-bottom:20px;color:#CAD7E3;font-size:9px}
/* Article body rhythm and top research snapshot. */
.article-wrap{grid-template-columns:minmax(0,860px) 286px;gap:28px;padding:34px 0 56px}
.article{padding:32px 34px;border-color:#C9D5E0;box-shadow:0 10px 28px rgba(11,28,46,.035)}
.article p,.article li{color:#26394A}.article h2{font-size:29px;line-height:1.08}.article h3{font-size:20px}
.trust-strip{margin-bottom:18px;padding:12px 14px;border-left-width:4px;background:#FBFCFE}.article-snapshot{margin-bottom:20px}
.snapshot-head{padding:9px 13px;background:#10243A}.snapshot-grid{background:#fff}.snapshot-item{padding:12px 14px;min-height:66px}
.freshness-panel{padding:14px 15px;margin-bottom:18px}.toc{padding:16px 18px;margin:20px 0 26px;border-left-width:4px}
/* Sidebar: one restrained label, less repetitive boxed chrome. */
.sidebar{top:12px}.sidebox{padding:18px;border-color:#C9D5E0;margin-bottom:12px;box-shadow:none}.sidebar .sidebox + .sidebox:before{display:none}
.sidebox:before{margin-bottom:9px;color:#2D5F8A}.sidebox h3{font-size:18px;margin-bottom:9px}.sidebox a{padding:9px 0;font-size:12.5px;line-height:1.35}.sidebox a:hover{color:#A8424C}
.sidebar .sidebox:nth-child(2){border-top:3px solid #A8424C}.sidebar .sidebox:nth-child(3){border-top:3px solid #2D5F8A}
/* Related research: compact, editorial and easier to scan. */
.commercial-related{margin:32px 0 22px;padding:22px;border-top:3px solid #2D5F8A;background:#FAFCFE}
.commercial-related h2{font-size:27px}.related-grid{gap:9px}.related-grid a{min-height:104px;padding:13px;background:#fff;border-top:3px solid #D3DEE8}
.related-grid a:nth-child(3n+1){border-top-color:#2D5F8A}.related-grid a:nth-child(3n+2){border-top-color:#A8424C}.related-grid a:nth-child(3n){border-top-color:#7A8EA1}
.related-grid a:hover{background:#F4F8FB;border-color:#AABCCD;box-shadow:0 8px 18px rgba(11,28,46,.055)}
.related-grid b{margin:8px 0 6px;font-size:13.5px}
/* Bank dossiers: replace the old soft block treatment with a sharper institutional one. */
.bank-titlebar{grid-template-columns:74px 1fr;gap:18px}.monogram{width:66px;height:66px;background:#10243A;color:#fff;border:0;font-size:24px;box-shadow:inset 0 -5px 0 #A8424C}
.monogram:after{width:13px;height:13px;border-right:2px solid #DCE6F0;border-bottom:2px solid #DCE6F0;right:7px;bottom:9px}
.bank-badge{background:#F4F7FA;border:1px solid #D2DDE7;padding:6px 9px}.bank-badge:before{background:#A8424C;border-radius:0;width:8px;height:3px}
.dossier-strip{background:#fff;border-color:#C9D5E0;box-shadow:0 5px 16px rgba(11,28,46,.025)}.dossier-stat{padding:14px}.dossier-stat:first-child{border-top:3px solid #2D5F8A}.dossier-stat:nth-child(2){border-top:3px solid #A8424C}.dossier-stat:nth-child(3){border-top:3px solid #6C8296}.dossier-stat:nth-child(4){border-top:3px solid #10243A}
.dossier-stat strong{font-size:14px}.fitbox,.compare-research>div{background:#FBFCFE}
.linkdeck{gap:9px}.linkdeck a{min-height:100px;padding:14px}.linkdeck a:hover{background:#F7FAFC;box-shadow:0 8px 18px rgba(11,28,46,.055)}
.dossier-callout{background:#EEF3F8;border-left:4px solid #A8424C;padding:20px}.dossier-callout strong{font-size:21px}
/* Comparison pages: refined head-to-head treatment. */
.compare-hero .vsmark{background:#fff;color:#10243A;border:1px solid #B7C5D2;border-top:3px solid #A8424C;padding:5px 9px}
.compare-topline{border-color:#C9D5E0;box-shadow:0 5px 16px rgba(11,28,46,.025)}.compare-topline b{background:#10243A}
.compare-duo{gap:14px}.compare-bank{border-color:#C9D5E0;padding:21px;box-shadow:0 5px 16px rgba(11,28,46,.025)}
.compare-bank:nth-child(1):before{background:#2D5F8A}.compare-bank:nth-child(2):before{background:#A8424C}.compare-bank:before{height:4px;width:36px;margin-bottom:15px}
.compare-bank p{min-height:0}.compare-chip{background:#EEF3F8;border:1px solid #D4DEE7}
.compare-lanes{border-color:#C9D5E0}.compare-lane-head{background:#10243A}.compare-lane-row>b{background:#F2F6F9;color:#31465C}
.compare-verify{border-left:4px solid #A8424C;background:#FAFCFE}.compare-research{gap:14px}.compare-research>div{border-color:#C9D5E0}
/* Footer v34: visibly shorter and integrated. The logo has no panel/background. */
.footer{background:#F7F9FC;border-top:1px solid #C9D5E0;padding:0 0 10px;box-shadow:inset 0 4px 0 #10243A}
.footer:before{height:3px;background:linear-gradient(90deg,#A8424C 0 27%,#F7F9FC 27% 32%,#2D5F8A 32% 100%)}
.footer-top{grid-template-columns:minmax(210px,1.1fr) repeat(3,minmax(120px,.65fr));gap:24px;padding:16px 0 12px}
.footer-brand-block{padding-right:8px}.footer-logo-clean{width:180px;margin:0 0 6px;background:transparent!important}.footer-brand-logo{width:180px;height:auto;max-height:112px;object-fit:contain;background:transparent!important}
.footer-brand-block p{max-width:330px;font-size:10px;line-height:1.45;color:#5B7084}
.footer-links h4{margin:2px 0 8px;font-size:8.5px}.footer-links h4:after{width:22px;height:2px;margin-top:5px}.footer-links a{margin:4px 0;font-size:10.5px;line-height:1.3}
.footer-trustline{gap:18px;padding:8px 0;font-size:8.8px;line-height:1.35}.footer .copyright{padding-top:8px;font-size:8.5px}.footer .copyright .usa-note{font-size:8px}
/* Mobile proportions: no oversized brand blocks or horizontal overflow. */
@media(max-width:1000px){.headrow{grid-template-columns:270px 1fr auto}.header-brand-logo{width:270px}.article-wrap{grid-template-columns:minmax(0,1fr) 270px}.footer-top{grid-template-columns:1.15fr repeat(3,1fr);gap:18px}.footer-logo-clean,.footer-brand-logo{width:165px;max-height:103px}}
@media(max-width:820px){.headrow{grid-template-columns:minmax(0,1fr) auto;min-height:76px}.header-brand-logo{width:250px;max-height:60px}.article-wrap{grid-template-columns:1fr}.sidebar{position:static}.category-command{grid-template-columns:1fr minmax(180px,.42fr)}.route-grid{grid-template-columns:repeat(2,1fr)}.money-radar-grid{grid-template-columns:repeat(2,1fr)}.footer-top{grid-template-columns:1fr 1fr}.footer-brand-block{grid-column:1/-1}.footer-brand-block p{max-width:500px}}
@media(max-width:600px){.shell{width:min(100% - 28px,1240px)}.header-brand-logo{width:220px;max-height:54px}.page-hero h1{font-size:42px;letter-spacing:-2px}.article{padding:22px 17px}.article-wrap{padding-top:24px}.trust-strip{grid-template-columns:1fr}.trust-strip .review-meta{text-align:left;border-top:1px solid #D8E1E9;padding-top:9px}.category-command{grid-template-columns:1fr;min-height:0}.category-command-mark{min-height:104px}.category-command-mark .mark-no{font-size:42px;margin-top:8px}.category-command-mark .mark-name{margin-bottom:14px}.route-grid,.money-radar-grid{grid-template-columns:1fr}.route-card,.money-radar-grid>a{min-height:160px}.footer-top{grid-template-columns:1fr;gap:12px;padding-top:14px}.footer-brand-block{grid-column:auto}.footer-logo-clean,.footer-brand-logo{width:150px;max-height:94px}.footer-links{padding-top:3px;border-top:1px solid #D7E0E8}.footer-trustline{display:block}.footer .copyright{display:block}.footer .copyright .usa-note{display:block;margin-top:4px}}
/* ===== v35 continuous polish: compact footer, library navigator, article density & directory rhythm ===== */
/* Homepage: 12 institution shortcuts now resolve into two balanced rows on wide screens. */
.home-bankgrid{grid-template-columns:repeat(6,1fr);gap:9px}
.home-bankgrid a{min-height:64px;padding:14px 15px;border-top:3px solid #D2DDE7;justify-content:flex-start}
.home-bankgrid a:nth-child(6n+1),.home-bankgrid a:nth-child(6n+4){border-top-color:#2D5F8A}
.home-bankgrid a:nth-child(6n+2),.home-bankgrid a:nth-child(6n+5){border-top-color:#A8424C}
.home-bankgrid a:nth-child(6n+3),.home-bankgrid a:nth-child(6n+6){border-top-color:#7B8FA2}
/* Hub shortcut density: the bank directory gets 4 columns so the opening screen is not excessively tall. */
.bank-shortcuts{grid-template-columns:repeat(4,1fr);gap:10px}
.bank-shortcuts .hub-shortcut{min-height:182px;padding:17px}
.bank-shortcuts .hub-shortcut h3{font-size:18px;margin:23px 0 7px}
.bank-shortcuts .hub-shortcut p{font-size:12px}
/* Full-library navigator: local filtering without leaving the hub. */
.library-tools{display:grid;grid-template-columns:auto minmax(260px,520px) auto;gap:14px;align-items:center;background:#10243A;color:#fff;border:1px solid #10243A;padding:12px 14px;margin:0 0 10px}
.library-tools label{font-size:9px;text-transform:uppercase;letter-spacing:1.15px;font-weight:900;color:#DDE7F0;white-space:nowrap}
.library-tools input{width:100%;height:38px;border:1px solid #6F8498;background:#fff;color:#10243A;padding:0 12px;font:600 12px/1.2 Arial,Helvetica,sans-serif;outline:none}
.library-tools input:focus{border-color:#A8424C;box-shadow:0 0 0 2px rgba(168,66,76,.16)}
.library-tools-meta{font-size:9px;text-transform:uppercase;letter-spacing:.8px;color:#C7D4E0;white-space:nowrap;text-align:right}
.library-tools-meta b{color:#fff}
.library-tools[data-result-state="empty"]{box-shadow:inset 0 -3px 0 #A8424C}
/* Library grids: more information above the fold, but maintain generous click targets. */
.library-group{scroll-margin-top:118px}
.library-group summary{padding:14px 15px;background:#fff}
.library-group[open] summary{background:#F4F7FA}
.library-group summary:before{width:22px;text-align:center;margin-right:7px;color:#A8424C}
.library-group summary b{background:#EEF3F8;border:1px solid #D5DFE8;padding:4px 7px;color:#536A7F}
.library-grid{grid-template-columns:repeat(4,1fr)}
.library-grid a{min-height:62px;padding:11px 13px;background:#fff}
.library-grid a:nth-child(2n),.library-grid a:nth-child(3n){border-right:1px solid var(--line)}
.library-grid a:nth-child(4n){border-right:0}
.library-grid a span{font-size:11.5px;line-height:1.28}
.library-grid a b{margin-top:6px;font-size:8px;color:#63798E}
.library-grid a:hover{background:#F4F8FB;box-shadow:inset 3px 0 0 #2D5F8A}
.library-group:target{outline:3px solid rgba(45,95,138,.14);outline-offset:4px}
/* Route cards are now section navigation; make that behavior visually obvious. */
.route-card{min-height:174px}
.route-card h3{margin-top:20px}.route-card span{padding-top:12px}
.route-card:focus-visible,.hub-shortcut:focus-visible,.library-grid a:focus-visible{outline:3px solid rgba(168,66,76,.35);outline-offset:2px}
/* Article opening: less stacked-box bulk after the legacy illustration was removed. */
.trust-strip{margin-bottom:12px;padding:10px 12px}
.article-snapshot{margin-bottom:12px}
.snapshot-head{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:8px 12px}
.snapshot-head span,.snapshot-head b{font-size:9px}
.snapshot-item{padding:10px 12px;min-height:58px}
.snapshot-item span{font-size:8px}.snapshot-item strong{font-size:11.5px;line-height:1.3}
.freshness-panel{display:grid;grid-template-columns:112px 1fr;gap:13px;align-items:start;padding:10px 12px;margin-bottom:14px;border-left-width:3px;background:#F8FAFC}
.freshness-badge{margin:0;padding:6px 7px;line-height:1.1;text-align:center}
.freshness-panel b{font-size:12px}.freshness-panel p{font-size:11px;line-height:1.45;margin:3px 0 0;color:#5A7084}
.freshness-panel a{white-space:nowrap}
.article>p:first-of-type{font-size:15.5px;line-height:1.62;color:#203548}
/* Sidebar and related modules: reduce visual competition with the article. */
.sidebox{background:#FCFDFE}.sidebox h3{font-size:17px}.sidebox a{padding:8px 0}
.commercial-related{padding:19px;margin-top:28px}.commercial-related h2{font-size:25px}
.related-grid a{min-height:94px;padding:12px}.related-grid b{font-size:13px}
/* Footer v35: the approved eagle remains, but the footer becomes a compact institutional bar instead of another page section. */
.footer{padding:0 0 7px;background:#F8FAFC;box-shadow:inset 0 3px 0 #10243A}
.footer:before{height:2px}
.footer-top{grid-template-columns:minmax(170px,.9fr) repeat(3,minmax(118px,.72fr));gap:18px;padding:10px 0 7px;align-items:start}
.footer-brand-block{padding-right:4px}
.footer-logo-clean,.footer-brand-logo{width:138px;max-height:96px;margin:0;background:transparent!important}
.footer-brand-block p{max-width:250px;font-size:9px;line-height:1.35;margin:3px 0 0;color:#667B8F}
.footer-links h4{font-size:8px;margin:0 0 6px}.footer-links h4:after{margin-top:4px;width:18px}
.footer-links a{display:inline-block;margin:2px 9px 2px 0;font-size:9.5px;line-height:1.25}
.footer-trustline{display:flex;justify-content:space-between;gap:16px;padding:6px 0;border-top:1px solid #D6E0E8;border-bottom:1px solid #D6E0E8;font-size:8px;line-height:1.3}
.footer .copyright{margin-top:0;padding-top:6px;font-size:8px}
.footer .copyright .usa-note{font-size:7.5px}
@media(max-width:1100px){
.home-bankgrid{grid-template-columns:repeat(4,1fr)}
.bank-shortcuts{grid-template-columns:repeat(3,1fr)}
.library-grid{grid-template-columns:repeat(3,1fr)}
.library-grid a:nth-child(2n),.library-grid a:nth-child(4n){border-right:1px solid var(--line)}
.library-grid a:nth-child(3n){border-right:0}
.footer-top{grid-template-columns:minmax(155px,.8fr) repeat(3,1fr);gap:14px}
.footer-logo-clean,.footer-brand-logo{width:128px;max-height:88px}
}
@media(max-width:820px){
.home-bankgrid{grid-template-columns:repeat(3,1fr)}
.bank-shortcuts{grid-template-columns:repeat(2,1fr)}
.library-tools{grid-template-columns:1fr auto}.library-tools label{grid-column:1/-1}.library-tools input{grid-column:1}.library-tools-meta{grid-column:2}
.library-grid{grid-template-columns:repeat(2,1fr)}
.library-grid a:nth-child(3n){border-right:1px solid var(--line)}
.library-grid a:nth-child(2n){border-right:0}
.footer-top{grid-template-columns:145px repeat(3,1fr);gap:12px}
.footer-brand-block{grid-column:auto}.footer-logo-clean,.footer-brand-logo{width:118px;max-height:82px}
.footer-brand-block p{display:none}
}
@media(max-width:600px){
.home-bankgrid,.bank-shortcuts{grid-template-columns:1fr 1fr}
.library-tools{display:block;padding:11px}.library-tools label{display:block;margin-bottom:7px}.library-tools input{height:40px}.library-tools-meta{text-align:left;margin-top:7px}
.library-grid{grid-template-columns:1fr}.library-grid a,.library-grid a:nth-child(2n),.library-grid a:nth-child(3n),.library-grid a:nth-child(4n){border-right:0}
.freshness-panel{grid-template-columns:1fr;gap:7px}.freshness-badge{width:max-content}.freshness-panel a{white-space:normal}
.footer-top{grid-template-columns:1fr;gap:0;padding:9px 0 5px}
.footer-logo-clean,.footer-brand-logo{width:116px;max-height:80px}
.footer-brand-block{padding-bottom:5px}.footer-links{display:flex;flex-wrap:wrap;gap:0 8px;padding:6px 0;border-top:1px solid #D7E0E8}.footer-links h4{width:100%;margin-bottom:4px}.footer-links a{margin:1px 7px 1px 0;font-size:9px}
.footer-trustline{display:block;padding:5px 0}.footer-trustline span{display:block;margin:2px 0}.footer .copyright{font-size:7.5px}
}
@media(max-width:420px){.home-bankgrid,.bank-shortcuts{grid-template-columns:1fr}.snapshot-head{display:block}.snapshot-head b{display:block;margin-top:3px}}
/* ===== v36 footer rebuild + freshness collision fix ===== */
/* Professional dark institutional footer: vertical navigation, useful type sizes, no logo card. */
.footer{
position:relative;
overflow:hidden;
background:linear-gradient(135deg,#071827 0%,#0B2238 52%,#102C46 100%);
color:#EAF1F7;
border-top:0;
padding:0 0 18px;
box-shadow:none;
}
.footer:before{
content:'';
display:block;
height:5px;
background:linear-gradient(90deg,#B33F49 0 31%,#F3F6F9 31% 35%,#447CAA 35% 100%);
}
.footer:after{
content:'';
position:absolute;
width:420px;height:420px;
right:-170px;top:-230px;
border:1px solid rgba(255,255,255,.055);
border-radius:50%;
box-shadow:0 0 0 68px rgba(255,255,255,.018),0 0 0 136px rgba(255,255,255,.012);
pointer-events:none;
}
.footer .shell{position:relative;z-index:1}
.footer-top{
display:grid;
grid-template-columns:minmax(300px,1.35fr) repeat(3,minmax(150px,.7fr));
gap:42px;
align-items:start;
padding:34px 0 28px;
}
.footer-brand-block{padding:0 22px 0 0;min-width:0}
.footer-logo-clean{
display:block;
width:min(100%,330px);
margin:0 0 14px;
padding:0;
background:transparent!important;
border:0;
}
.footer-brand-logo{
display:block;
width:100%;
max-width:330px;
height:auto;
max-height:78px;
object-fit:contain;
object-position:left center;
background:transparent!important;
}
.footer-brand-block p{
max-width:360px;
margin:0;
color:#AFC0CF;
font-size:12.5px;
line-height:1.58;
}
.footer-links{padding-top:4px;min-width:0}
.footer-links h4{
position:relative;
margin:0 0 15px;
padding-bottom:10px;
color:#FFFFFF;
font-size:11px;
line-height:1;
font-weight:900;
text-transform:uppercase;
letter-spacing:1.45px;
}
.footer-links h4:after{
content:'';
position:absolute;
left:0;bottom:0;
width:36px;height:3px;
margin:0;
background:linear-gradient(90deg,#B33F49 0 45%,#4A80AD 45% 100%);
}
.footer-links a{
display:block;
width:max-content;
max-width:100%;
margin:0 0 8px;
color:#C9D5E0;
font-size:12.5px;
line-height:1.35;
transition:color .18s ease,transform .18s ease;
}
.footer-links a:hover{color:#FFFFFF;transform:translateX(3px)}
.footer-trustline{
display:grid;
grid-template-columns:1fr 1fr;
gap:28px;
padding:15px 0;
border-top:1px solid rgba(202,216,229,.17);
border-bottom:1px solid rgba(202,216,229,.17);
color:#AFC0CF;
font-size:10.5px;
line-height:1.45;
}
.footer-trustline span{display:block;min-width:0}
.footer-trustline b{color:#F4F8FC;font-weight:800}
.footer .copyright{
display:flex;
align-items:center;
justify-content:space-between;
gap:24px;
margin:0;
padding:14px 0 0;
border:0;
color:#879BAD;
font-size:10.5px;
line-height:1.35;
}
.footer .copyright .usa-note{
color:#B8C8D6;
font-size:9.5px;
text-transform:uppercase;
letter-spacing:1.1px;
font-weight:800;
}
/* Freshness module: fixed badge column + flexible content. Prevents Reviewed text/link collisions. */
.freshness-panel{
display:grid;
grid-template-columns:136px minmax(0,1fr);
column-gap:16px;
row-gap:6px;
align-items:start;
padding:13px 15px;
margin-bottom:18px;
border-left:4px solid #2D5F8A;
background:#F7FAFC;
}
.freshness-badge{
display:block;
width:100%;
min-width:0;
margin:0;
padding:7px 8px;
background:#10243A;
color:#fff;
font-size:9px;
line-height:1.2;
letter-spacing:.8px;
text-transform:uppercase;
text-align:center;
white-space:normal;
}
.freshness-panel>div{min-width:0;overflow-wrap:anywhere}
.freshness-panel b{display:block;margin:0 0 3px;font-size:12.5px;line-height:1.35;color:#18324B}
.freshness-panel p{margin:0;color:#5A7084;font-size:11.5px;line-height:1.5;overflow-wrap:anywhere}
.freshness-panel a{white-space:normal;font-weight:800;color:#2D5F8A}
@media(max-width:980px){
.footer-top{grid-template-columns:minmax(280px,1.2fr) repeat(3,minmax(125px,.7fr));gap:26px}
.footer-logo-clean,.footer-brand-logo{max-width:285px}
}
@media(max-width:780px){
.footer-top{grid-template-columns:1.3fr 1fr 1fr;gap:26px 20px;padding:28px 0 23px}
.footer-brand-block{grid-column:1/-1;padding-right:0}
.footer-brand-block p{max-width:520px}
.footer-logo-clean,.footer-brand-logo{max-width:300px}
.footer-trustline{grid-template-columns:1fr;gap:8px}
}
@media(max-width:560px){
.footer-top{grid-template-columns:1fr 1fr;gap:26px 22px;padding:26px 0 22px}
.footer-brand-block{grid-column:1/-1}
.footer-links{padding:0;border:0}
.footer-links:last-child{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr;column-gap:18px}
.footer-links:last-child h4{grid-column:1/-1}
.footer-links a{font-size:12px;margin-bottom:7px}
.footer .copyright{display:block;font-size:10px}
.footer .copyright .usa-note{display:block;margin-top:6px;font-size:9px}
.freshness-panel{grid-template-columns:1fr;gap:8px}
.freshness-badge{width:max-content;max-width:100%;padding-left:10px;padding-right:10px}
}
@media(max-width:390px){
.footer-top{grid-template-columns:1fr;gap:22px}
.footer-links:last-child{grid-column:auto;display:block}
.footer-logo-clean,.footer-brand-logo{max-width:260px}
}
/* v36 finishing detail: flag-stripe watermark, stronger brand scale. */
.footer:after{
content:'';
position:absolute;
width:390px;height:240px;
right:-82px;top:16px;
border:0;border-radius:0;box-shadow:none;
background:
linear-gradient(152deg,transparent 0 36%,rgba(179,63,73,.12) 36% 39%,transparent 39% 47%,rgba(255,255,255,.055) 47% 49%,transparent 49% 57%,rgba(68,124,170,.13) 57% 60%,transparent 60% 100%);
transform:skewX(-8deg);
pointer-events:none;
}
.footer-top{grid-template-columns:minmax(350px,1.35fr) repeat(3,minmax(150px,.7fr));gap:34px}
.footer-logo-clean,.footer-brand-logo{max-width:360px}
.footer-brand-block p{font-size:13px}
.footer-links h4{font-size:11.5px}
.footer-links a{font-size:13px}
.footer-trustline{font-size:11px}
@media(max-width:980px){.footer-top{grid-template-columns:minmax(300px,1.15fr) repeat(3,minmax(125px,.7fr));gap:24px}.footer-logo-clean,.footer-brand-logo{max-width:310px}}
@media(max-width:780px){.footer-top{grid-template-columns:1fr 1fr 1fr}.footer-brand-block{grid-column:1/-1}.footer-logo-clean,.footer-brand-logo{max-width:330px}}
@media(max-width:560px){.footer-top{grid-template-columns:1fr 1fr}.footer-logo-clean,.footer-brand-logo{max-width:300px}}
@media(max-width:390px){.footer-top{grid-template-columns:1fr}.footer-logo-clean,.footer-brand-logo{max-width:270px}}
/* ===== v37 homepage composition polish ===== */
/* Slight optical correction: the approved eagle sits a touch lower in the masthead. */
.header-brand-logo{transform:translateY(3px)}
/* Align the hero message and the U.S. research panel on one clean top line. */
.hero-new{
align-items:start;
grid-template-columns:minmax(0,1fr) minmax(455px,1fr);
gap:34px;
padding-top:52px;
}
.hero-copy-new{
justify-content:flex-start;
align-self:start;
min-height:0;
padding-top:0;
}
.hero-copy-new .statusline{margin-top:0}
.hero-copy-new h1{font-size:68px;line-height:.96;letter-spacing:-3.7px;margin:22px 0 18px;max-width:720px}
.hero-copy-new .lede{font-size:18px;line-height:1.55;max-width:700px;margin-top:0}
.hero-actions{margin-top:24px}
/* More detailed editorial map board; still intentionally a stylized research map, not a data heatmap. */
.us-map-console{
align-self:start;
border-color:#BFCBD7;
box-shadow:0 16px 38px rgba(11,28,46,.10);
overflow:hidden;
}
.us-map-console .console-top{
height:46px;
padding:0 18px;
background:linear-gradient(90deg,#0B1C2E 0%,#102E4B 100%);
border-bottom:0;
}
.us-map-console .console-top span{letter-spacing:1.25px}
.us-map-console .console-top b{font-size:9px;letter-spacing:1.15px;color:#E9F0F6}
.us-map-stage{
min-height:302px;
padding:13px 14px 8px;
background:
linear-gradient(rgba(45,95,138,.035) 1px,transparent 1px),
linear-gradient(90deg,rgba(45,95,138,.035) 1px,transparent 1px),
linear-gradient(180deg,#FBFCFE 0%,#EEF3F8 100%);
background-size:28px 28px,28px 28px,auto;
border-bottom:1px solid #D2DCE6;
}
.us-map-stage:before{
inset:13px 14px 35px;
border:1px solid rgba(45,95,138,.13);
box-shadow:inset 0 0 0 1px rgba(255,255,255,.7);
}
.us-map-stage img{height:266px;filter:drop-shadow(0 8px 14px rgba(11,28,46,.07))}
.map-signal{
padding:5px 8px;
border:1px solid #B9C8D6;
background:rgba(255,255,255,.96);
box-shadow:0 6px 16px rgba(11,28,46,.08);
color:#234F76;
font-size:7.5px;
letter-spacing:1px;
}
.map-signal:before{width:6px;height:6px;background:#B33F49;box-shadow:0 0 0 3px rgba(179,63,73,.11)}
.map-signal.west{left:18%;top:42%}.map-signal.midwest{left:48%;top:33%}.map-signal.south{left:53%;top:68%}.map-signal.east{right:10%;top:42%}
.map-caption{padding:5px 3px 0;font-size:7.5px;letter-spacing:1px;color:#5C7185}
.us-map-console .scan-list{padding:0 16px 10px;background:#fff}
.us-map-console .scan-row{min-height:64px;padding:10px 0}
.us-map-console .scan-code{font-size:10px}
.us-map-console .scan-row b{font-size:13.5px}
.us-map-console .scan-row small{font-size:11px;margin-top:2px}
.us-map-console .scan-open{font-size:9px;letter-spacing:1.1px}
.us-map-console .scan-row:hover{background:linear-gradient(90deg,#F5F8FB,transparent)}
@media(max-width:1100px){
.hero-new{grid-template-columns:minmax(0,1fr) minmax(410px,.95fr);gap:28px}
.hero-copy-new h1{font-size:60px}
}
@media(max-width:900px){
.hero-new{grid-template-columns:1fr;padding-top:36px}
.hero-copy-new h1{font-size:58px;max-width:780px}
.us-map-console{width:100%}
.us-map-stage img{height:290px}
}
@media(max-width:600px){
.header-brand-logo{transform:translateY(2px)}
.hero-new{padding-top:28px;gap:24px}
.hero-copy-new h1{font-size:45px;letter-spacing:-2.2px;margin-top:18px}
.hero-copy-new .lede{font-size:16px}
.us-map-stage{min-height:246px;padding:10px 10px 6px}
.us-map-stage:before{inset:10px 10px 31px}
.us-map-stage img{height:220px}
.map-signal{font-size:6.5px;padding:4px 6px}
.us-map-console .scan-row{min-height:58px}
}